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alert: Network maintenance scheduled for March 4th will affect UFCU Online, Mobile and Phone Banking. Read more

Online Banking

Bank with University Federal Credit Union from your home or office, 24 hours a day, 7 days a week.

Manage your account, transfer money, download statements and tax forms, pay bills for free and more.

Learn more

Mobile Banking

Access University Federal Credit Union and view your account balances whenever, wherever you are.

Register for UFCU mobile banking or download our iOS or Android app to access your account balances, view your account history and make secure mobile deposits.

Learn more

Download the App


Phone Banking

Don’t have access to the Internet? Call your to-do list done with our free, automated phone banking services.

Check balances, verify deposits, make loan payments, and more—most everyday financial transactions can be performed over the phone.

Direct Deposit

Skip the hassle of depositing paychecks and access your earnings instantly in your UFCU account—no trip to the bank required.

Direct deposit is easy, secure and free to our members. Sign up with your account number and UFCU’s routing number (314977405).

Wire Transfers

We make sending and receiving money quick and painless. Outgoing transfers requested before 1:30 PM CST, and incoming transfers received before 3 PM CST, will be processed the same day.

Transfer funds to or from anyone, anywhere:

  • Outgoing domestic transfers: $12
  • All incoming transfers: $3

Note: UFCU no longer offers outgoing international transfers. We recommend Western Union® Online FX as an efficient, cost-effective solution.

Savings Bonds

Ready to cash in your Series EE/E Federal Savings Bond? University Federal Credit Union will redeem it for you at no cost.

Savings Bonds are sold through the U.S. Department of the Treasury and can be redeemed at UFCU in accordance with federal regulations, as long as all identification requirements are met.

Purchase Savings Bonds Online


Money Market Membership Rewards

Earn an additional .20% APY on your Money Market account (on top of the standard rate) by performing at least 10 checking transactions* each month.

Qualifying checking account transactions include:

  • Using your debit card to make purchases
  • Performing UFCU Bill Pay transactions
  • Direct depositing your payroll chec
  • Writing a check
  • Make a deposit
  • Transferring to and from your accounts
  • Paying your bills
  • Making deposits or withdrawals at ATMs

APY = Annual Percentage Yield; rates subject to change.

* Checking account transactions not included in UFCU᾿s Membership Rewards program are fees, posted dividends or returned items.

Tax Preparation

Save up $15 on TurboTax®.

Credit Union Members Save More

 

Get exclusive discounts on new car purchases, mobile phone bills, shopping and more.

Save on Sweets

 

Get 10% off your order at Hey Cupcake! when you shop online and use promo code UFCU.

Secure Your Estate

At University Federal Credit Union, we recognize the importance and the complexity of wealth transfer. Our staff will provide you with individualized support and guidance to ensure that you navigate through this important process with confidence

Take advantage of comprehensive trust services from our affiliate MEMBERS Trust Company, including estate planning and settlement, as well as living trusts, testamentary trusts, charitable trusts, and various other types of trusts designed to maximize your resources and ensure your loved ones receive what you intend.*

Contact

Bruce Lamborne, MEMBERS Trust Company
(303) 463-7905

* Trust Services offered through MEMBERS Trust Company, a federally chartered thrift, with locations at UFCU are NOT NCUA/NCUSIF insured, are NOT deposits, obligations of, or guaranteed by MEMBERS Trust Company, UFCU, or any other affiliated entity, and involve investment risks, including the possible loss of principal. Trust Officers are appointed with MEMBERS Trust Company.

Locate-to-Order Auto Service

Looking for a pre-owned vehicle? University Federal Credit Union and Levelfield Automotive have teamed up to help you find the best values nationwide.

With access to every factory sale in the nation, plus most vehicles coming off personal leases from manufacturers, we’ll find the car you want for a price you can afford.

Give us a call

(512) 401-2005
Contact us online

Extended Warranty

An Extended Warranty, also known as Mechanical Breakdown Protection (MBP), offers full coverage above and beyond the original manufacturer’s warranty.

Benefits include 24-hour roadside assistance, rental vehicle assistance, $0 deductibles, and the choice of any licensed repair facility nationwide.

Guaranteed Asset Protection

Close the “gap” in coverage left by your primary car insurance to avoid financial hardship and protect your credit.

If your vehicle is totaled or stolen, low-cost GAP coverage will pay your primary insurance deductible up to $1,000, cover your remaining loan balance and prevent a deficiency balance on your new loan.

Debt Protection

When life takes an unexpected turn, Debt Protection can help relieve financial stress and protect your credit.

Suspend your auto loan payment without penalty or added interest in the event of disability, hospitalization and other sudden changes.

Get Paid Early

Receive your paycheck two days early when you direct deposit your UT paycheck to your UFCU account.

Posting Dates

UT Official Pay Date UFCU Posting Date
Monday, December 1, 2014 Saturday, November 29, 2014
Friday, January 2, 2015 Thursday, January 1, 2015
Monday, February 2, 2015 Saturday, January 31, 2015
Monday, March 2, 2015 Saturday, February 28, 2015
Wednesday, April 1, 2015 Monday, March 30, 2015
Friday, May 1, 2015 Wednesday, April 29, 2015
Monday, June 1, 2015 Saturday, May 30, 2015
Wednesday, July 1, 2015 Monday, June 29, 2015
Monday, August 3, 2015 Saturday, August 1, 2015
Tuesday, September 1, 2015 Sunday, August 30, 2015
Thursday, October 1, 2015 Tuesday, September 29, 2015