Financial Advice

Manage Your Finances

TOPICS

  • BankYourWay_MemberServices-web_thumbnail_250x250
    Manage Your Finances

    Bank Your Way — Our Representatives Are Standing By…

    While you can achieve most of your banking needs remotely, sometimes you need to talk to a representative. Learn the circumstances under which a phone call is your best bet.

    Read More

  • BankYourWay_InPerson-web_thumbnail_250x250
    Manage Your Finances

    Bank Your Way – Get a Little Face Time

    There are only a few transactions that require in-person service, but we get it. Sometimes you need a little face time. Learn how you can get your banking done in person with UFCU drive-thru service, curbside service, ATMs, or lobby appointments.

    Read More

  • BankYourWay_AutomatedPhone-web_thumbnail_250x250
    Manage Your Finances

    Bank Your Way — Dial Down Your Wait Time

    Learn how to use UFCU automated Phone Banking to manage your everyday banking with a touch of a button, no internet or data plan needed. Phone Banking lets you take care of banking from a landline or mobile phone 24/7.

    Read More

  • BankYourWay_Online-web_thumbnail_250x250
    Manage Your Finances

    Bank Your Way — From Desk to Done

    Whether you have a spare five minutes while working at your laptop or just a moment at your computer, Online Banking is an easy, convenient, and safe way to get your banking done, whenever your money is on your mind.

    Read More

  • BankYourWay_Mobile-web_thumbnail_250x250
    Manage Your Finances

    Bank Your Way — On the Move

    Learn about the convenience mobile banking provides and how you can get started. It’s quick, easy and gives you access to your money anytime, anywhere.

    Read More

  • BankYourWay_Overview-web_thumbnail_250x250
    Manage Your Finances

    Banking Your Way — Whenever Your Money Is On Your Mind

    Learn all the ways to get your banking done at UFCU, including Mobile Banking, Online Banking, automated Phone Banking, drive-thru service, curbside service, ATMs, lobby appointments, or talking by phone with a Member Services representative.

    Read More

  • MobileBanking_web_thumbnail_250x250
    Manage Your Finances

    Mobile Banking — Fast, Convenient, and Secure

    With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger.

    Read More

  • COVID-FAFSA_web_thumbnail_250x250
    Be a Wise Consumer · Manage Your Finances

    What COVID-19 Means for Your College Financial Aid

    COVID-19 is changing much in our lives, including planning for college expenses. Here are some ways to prepare.

    Read More

  • EmptyNest_web_thumbnail_250x250
    Invest & Save · Manage Your Finances

    Four Tips for Adapting to an Empty Nest

    In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.

    Read More

  • SharedBranches_web_thumbnail_250x250
    Be a Wise Consumer · Manage Your Finances

    Shared Branches: Another Credit Union Benefit

    Picture this scenario. You are traveling out of state when the car breaks down in an unfamiliar town. Worse yet, the credit card processor at the mechanic shop is on the blink and you are short on cash. If you are a UFCU Member, the shared branch network may be your lifeline to the cash you need.

    Read More

  • TransferringFunds_web_thumbnail_250x250
    Manage Your Finances

    Transferring Funds

    Especially when finances are tight, it’s important to know just how you can transfer money quickly to friends, family, or even colleagues. Consider these five ways to send money should the need arise.

    Read More

  • SkippingLoanPayments_web_thumbnail_250x250
    Manage Your Finances

    Should I Skip a Loan Payment?

    When finances are tight, and they are for a great many people these days, skipped or deferred payment plans might give you some welcome breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know.

    Read More

  • PayDayvsEmergencyReliefLoans_web_thumbnail_250x250
    Manage Your Finances

    Understanding Payday Loans and Three Better Options

    Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options.

    Read More

  • CashDebitorCredit_web_thumbnail_250x250
    Manage Your Finances

    What’s the Best Option: Cash, Debit, or Credit?

    Making a conscientious decision about when to us cash or debit versus credit should be an intentional part of your financial strategy. Here are some reasons why.

    Read More

  • PrepareBeforeaTrip_web_thumbnail_250x250
    Be a Wise Consumer · Manage Your Finances

    Planning a Trip? Prepare First!

    Get our checklist of these top five to dos before you hit the road, and make it the best vacation ever.

    Read More

  • HandlingPeriodicExpenses_web_thumbnail_250x250
    Manage Your Finances

    Three Tips to Conquer Irregular Expenses

    Do you struggle to come up with the cash to pay for your insurance premiums, taxes, or other periodic expenses? If so, you’re not alone. When you pay for something only once or twice a year, it’s more challenging to budget for it successfully. But a little planning can go a long way. Follow these three easy tips to make paying for periodic expenses easier.

    Read More

  • TipstoAvoidLivingPtoP_web_thumbnail_250x250
    Manage Your Finances

    Three Tips to Skip Living Paycheck to Paycheck

    Many workers feel their earnings barely stretch to their next paycheck, but there are ways to make your income last longer.

    Read More

  • Piggy bank
    Invest & Save · Manage Your Finances

    Four Easy Ways to Save Money

    Have you mastered the skill of saving money? Consider these four tips for building up your savings.

    Read More

  • TransferLimitsItsaGovernmentThing_web_thumbnail_250x250
    Be a Wise Consumer · Manage Your Finances

    Transfer Limits — It’s a Government Thing

    Too many savings account withdrawals can trigger federal government penalty rules. Find out what applies and how to avoid unnecessary penalties.

    Read More

  • ThreeStepstoLessCollegeDebt_web_thumbnail_250x250
    Manage Your Finances

    Three Steps to Less College Debt

    Many college students take on significant debt in the form of student loans, consumer loans, or credit card debt. With a little planning and a proper budget, however, you can get through college with little debt, and possibly even some savings. Consider these steps for putting yourself on a path toward more savings, less debt, and better overall financial health.

    Read More