Financial Advice

Manage Your Finances

TOPICS

  • Robocalls_web_thumbnail_250x250
    Manage Your Finances · Prioritize Your Security

    How to Stop Robocalls (Know When to Say Hello)

    Unwanted phone calls plague mobile and landline users alike and put you at risk for falling for a scam. Consider these tips for spotting unwanted calls and blocking them altogether.

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  • Chandler on KXAN
    Manage Your Finances

    Navigate Financial Stress

    Financial stress impacts everyone. It doesn’t have an income or age limit, and we all go through it at some point in our lives. Fortunately, there are strategies to help prevent and reduce financial stress.

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  • Andry on Studio512 (thumbnail)
    Manage Your Finances

    Control Spending

    No matter your current financial situation, spending your money wisely makes sense. Being intentional about your money helps you use it on things that really matter to you. Follow these simple tips to set up and stick with your budget.

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  • IsAJointAccountRightforYou_web_thumbnail_250x250
    Manage Your Finances

    Managing Daily Finances Together — Is a Joint Account Right for You?

    How do individual and joint bank accounts differ? Many people consider getting joint checking or savings accounts for shared expenses. Joint accounts have advantages, but there are also down sides. Learn the pros and cons of each before you decide what’s right for you.

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  • BuildYourBudgetBackupPlan_web_thumbnail_250x250
    Manage Your Finances

    Build Your Budget Back-Up Plan

    Any time potential financial hardships could be on the horizon, it’s good to think ahead and consider how you might approach contingency planning should you have to weather tougher storms. Consider these five steps to contingency planning for your budget.

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  • ManageMoneyonHolidays_web_thumbnail_250x250
    Manage Your Finances

    Avoid Holiday Delays — Manage Your Money in Every Season

    Official holidays can mean a day off for your financial institution, so be sure to add getting your banking done early to your list of holiday preparations. Get tips for managing your finances in every season.

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  • BankYourWay_MemberServices-web_thumbnail_250x250
    Manage Your Finances

    Our Representatives Are Standing By — UFCU Your Way

    While you can almost always manage your finances achieve most of your banking needs remotely, sometimes you need to talk to a representative. Learn the circumstances under which a phone call is your best bet.

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  • BankYourWay_InPerson-web_thumbnail_250x250
    Manage Your Finances

    Get a Little Face Time — UFCU Your Way

    There are only a few transactions that require in-person service, but we get it. Sometimes you need a little face time. Learn how to manage your finances in person with UFCU drive-thru service, curbside service, ATMs, or lobby appointments.

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  • BankYourWay_AutomatedPhone-web_thumbnail_250x250
    Manage Your Finances

    Dial Down Your Wait Time — UFCU Your Way

    Learn how to use UFCU automated Phone Banking to manage your everyday banking with a touch of a button, no internet or data plan needed. Phone Banking lets you take care of banking from a landline or mobile phone 24/7.

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  • BankYourWay_Online-web_thumbnail_250x250
    Manage Your Finances

    From Desk to Done — UFCU Your Way

    Whether you have a spare five minutes while working at your laptop or just a moment at your computer, Online Banking is an easy, convenient, and safe way to get your banking done, whenever your money is on your mind.

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  • BankYourWay_Mobile-web_thumbnail_250x250
    Manage Your Finances

    On the Move — UFCU Your Way

    Learn about the convenience mobile banking provides and how you can get started. It’s quick, easy and gives you access to your money anytime, anywhere.

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  • BankYourWay_Overview-web_thumbnail_250x250
    Manage Your Finances

    UFCU Your Way — Whenever Your Money Is On Your Mind

    Learn all the ways to manage your money at UFCU, including Mobile Banking, Online Banking, automated Phone Banking, drive-thru service, curbside service, ATMs, lobby appointments, or talking by phone with a Member Services representative.

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  • MobileBanking_web_thumbnail_250x250
    Manage Your Finances

    Mobile Banking — Fast, Convenient, and Secure

    With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger.

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  • COVID-FAFSA_web_thumbnail_250x250
    Be a Wise Consumer · Manage Your Finances

    What COVID-19 Means for Your College Financial Aid

    COVID-19 is changing much in our lives, including planning for college expenses. Here are some ways to prepare.

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  • EmptyNest_web_thumbnail_250x250
    Invest & Save · Manage Your Finances

    Four Tips for Adapting to an Empty Nest

    In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.

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  • SharedBranches_web_thumbnail_250x250
    Be a Wise Consumer · Manage Your Finances

    Shared Branches: Another Credit Union Benefit

    Picture this scenario. You are traveling out of state when the car breaks down in an unfamiliar town. Worse yet, the credit card processor at the mechanic shop is on the blink and you are short on cash. If you are a UFCU Member, the shared branch network may be your lifeline to the cash you need.

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  • TransferringFunds_web_thumbnail_250x250
    Manage Your Finances

    Transferring Funds

    Especially when finances are tight, it’s important to know just how you can transfer money quickly to friends, family, or even colleagues. Consider these five ways to send money should the need arise.

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  • SkippingLoanPayments_web_thumbnail_250x250
    Manage Your Finances

    Should I Skip a Loan Payment?

    When finances are tight, and they are for a great many people these days, skipped or deferred payment plans might give you some welcome breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know.

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  • PayDayvsEmergencyReliefLoans_web_thumbnail_250x250
    Manage Your Finances

    Understanding Payday Loans and Three Better Options

    Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options.

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  • CashDebitorCredit_web_thumbnail_250x250
    Manage Your Finances

    What’s the Best Option: Cash, Debit, or Credit?

    Making a conscientious decision about when to us cash or debit versus credit should be an intentional part of your financial strategy. Here are some reasons why.

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