it all starts with u

End the year strong with 0% APR for 90 days1 when refinance today.2

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Rates and terms subject to change.

48 Month
3.75% APY
1 to 48 Months
4.99% APR
as low as
9.49% APR

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Earn 2.25% APY with a Plus Checking account when you make 20+ card purchases per month this holiday season.

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Enjoy all the benefits of a UFCU Checking with a debit card that shows off your school spirit.

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6 Ways UFCU Fights Fraud

Our Asset Protection team uses innovative AI and dark web surveillance to stop fraud before it hits your wallet.

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21 Years, 3 Generations, One Lasting Connection

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1 Offer expires January 31, 2026.

2 Subject to credit eligibility. Certain restrictions apply. Rates subject to change. Refinance must be from an external financial institution.