When You’re Healthy, We’re Happy. Want to Know Why?

Like every UFCU Member, you deserve to have the tools and guidance you need to achieve your dreams. We’re working to open more doors to education, careers, and affordable homes. When more of us do well, we all do better.

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Finding Creativity, Balance, and Life’s Treasures

“I'm thinking perhaps with the help of UFCU, I can grow my financial treasure box a little more. I feel safe with them, and I think UFCU can help me maintain a balanced life.”

Member Patty K Member Since 2011 Services Free Checking, Savings, Auto Loan

Life-Changing Relationships

“The relationships I’ve built at UFCU are life-changing, and I couldn’t be more proud to be a part of the UFCU family.”

Employee Yashar T Employee Since 2015 Title Sr Application Engineer

Join Our Team

Share the Credit Union You Love

Refer your friends, colleagues, or family members to UFCU, and in addition to sharing the credit union you love, you’ll each get $25.

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Ready for a First Checking Account?

Whether they’re off to school in your neighborhood or away for the semester, teach them how to stay on top of spending with their first checking account.

Explore Checking Accounts

Online Banking

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Choose My Branch

Our Most Popular Accounts

Free Checking

When We Say Free, We Mean It

$25 to open
$0 monthly fee

Open Account

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

Open Account

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Earn Dividends & More

Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

Open Account

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Most Popular Savings

Vision for a Clearer Financial Future

Whether you’re checking up on your 401(k), looking for a tax-efficient investment account, or interested in a higher return than your savings account, our experienced CFS* advisors can help.

Discover Your Options Today

^*Non-deposit investment products and services offered through CFS (Member FINRA/SIPC)

Smart Investments

Flexible Terms & Unmatched Service

Get the Best Rate for Your Budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

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Dan shows off his new car

"Because of UFCU, I was able to get my first auto loan, first credit card, first home loan, and they even got me my newest car recently.” —Apollo B

Make Your Move with Us!

Currently renting, looking for your first home, or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First-Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

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Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

An Option for Every Need

Mobile Banking

Manage your money on the go. Download the app to check balances, transfer funds, make deposits, manage your cards, and more.

Download the App

Online Banking

Call it done from your desktop. Enroll in Online Banking to manage your accounts, transfer money, pay bills, and more.

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You Choose

Choose what fits your lifestyle. Use our Quick Service Guide to learn your best bets for every transaction.

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Intern Meet & Greet

Internships Fast-Track Employment for Graduates

The UFCU internship program helps give the next generation of employees a head start on their careers. That gives them a leg up individually and boosts the financial health of our community overall.

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Summer Looks Better from Your Own Backyard

Whether you’re ready for your first home or your dream home, our mortgage experts are focused on finding the best mortgage for you. Give us a call, and you’ll be planning your first backyard party in no time.

Learn More About Home Loans