Keeping It Simple

“I appreciate doing business with people who are efficient, make things simple, and love their jobs.”

Member Claudia B Member Since 2009 Services Checking, Auto Loan Representative Matt R

At UFCU, It’s All About You

“UFCU is the finest example I’ve ever encountered of what a credit union should be. I can’t imagine us doing our banking anywhere else.”

Member Geoffrey & Jeannie P Members Since 2002 Services Insurance, Plus Checking, Money Market, Auto Loan, Mortgage Representative Tiffany H

Respect and Security — Every Time

“It’s all about respect. We feel respected and quite frankly, grateful to UFCU. For us as veterans, it’s difficult to always feel respected and secure. But UFCU provides that: Respect and security. Every time.”

Member Kamille S and Joseph S Members Since 2005 and 2013 Services Free Checking, Savings, Auto Loan, Credit Card, Insurance, Mortgage Services Representative Armando G

Exploring the Wonders of Central Texas

“We feel UFCU is a good choice, and we’re thinking UFCU might be pretty helpful when we take our business to the next level. The future is looking good.”

Name Christopher F and Leslie B Members Since 2018 Services Free Checking, Savings Representative David K

Culture and Values in Action

“Little did I know in 2002 that joining the UFCU family would be one of the best decisions of my life.”

Employee Chelsea D Employee Since 2002 Title Assistant Manager - Learning and Development

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Our most popular accounts

Free Checking

When We Say Free, We Really Mean It

$25 to open
$0 monthly fee

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

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Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

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Most Popular Savings

Flexible Terms & Unmatched Service

Educate yourself with Wheels 101

Our goal is to help you buy wisely and save money. UFCU's Wheels 101 Buyer's Guide (PDF) will help you learn more about the car buying and financing process.

Find a rate that matches your budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

Apply Now

Dan shows off his new car

"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

Make Your Move with Us!

Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

Learn more

Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

Austin Business Journal No 1 Mortgage Lender

Complete coverage. Unbiased service.

Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

What do you need to insure?

Auto, boat, motorcycle, or RV
Home (owned or rented) or investment property
Wedding or travel to Mexico
Owner-occupied real estate
Commercial Auto
Commercial Property
Worker’s Compensation
General Liability
Antique Auto

Learn More

Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!

Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

Get a Free Quote

Plan Your Retirement

At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

401(k) Rollovers^
Traditional and Roth IRAs
Long Term Care
Mutual Funds
Annuities
Term Life Insurance

Learn more

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

Community Strong

UFCU abides by the principle that credit unions should work for the sustainable development of our communities. That’s why our DO GOOD program supports our employees in their volunteerism and philanthropy.

Photo: UFCU volunteers deliver flowers to Ronald McDonald House Charities^® of Central Texas.

Turn Your Spending Today into Rewards Tomorrow

With the MyUFCU Card Rewards program, Cash Back cardholders earn 1.5% cash back and Travel & Rewards cardholders earn 2 points for every $1 spent on everyday purchases.

Learn More

We Empower our members

Upcoming UFCU Events

May 06 May 06 Teacher Retirement System (TRS) 101
Victory Lakes Interactive Financial Center
May 07 May 07 Teacher Retirement System (TRS) 101
UTMB Jennie Sealy - Room 2.506A
May 09 May 09 Home Buying
N Guadalupe Financial Center

See all events

Order online. Pop in. Get back to life.

Order checks, debit cards, and more. Then pop in to UFCU to pick them up without waiting in line.

Learn More

Rates Designed to Reach Goals

Whatever you’re saving for, our short- and long-term certificates will earn you more for your money.

Get rates, calculators, and more.

Put Your Tax Dollars to Work with Carvana

With your refund and UFCU financing in hand, purchasing a car with Carvana is like getting a bonus tax refund this season.

Learn More at Carvana.com/UFCU

How can we help?

How can we help?

Keeping It Simple

At UFCU, It’s All About You

Respect and Security — Every Time

Exploring the Wonders of Central Texas

Culture and Values in Action