Lifelong Learning and Membership

“I have always felt valued, respected, and informed at UFCU.”

Member Robyn S Member Since 2012 Services Checking, Savings, Credit Card, Auto Loan

Making Home Ownership Happen

“UFCU put home ownership within our reach.”

Members Bartosz & Kamila S Member Since 2002 Services Free Checking, Savings, Mortgage Services Representatives Ninfa C and Rohan K

Proud to Be a Role Model

“UFCU helps me be a role model for my family.”

Member Ada M Member Since 1995 Services Home Equity Loan, Checking, Credit Card, Certificates

Making Things Easy

“UFCU is superb. They just make everything easy.”

Member Dr Amin A Member Since 2013 Services Mortgage, Checking, Savings Representative Yvonne N

More than Just a Job

“Every day, I have the opportunity to shine a light for someone and improve his or her day and life.”

Employee Jacquelyn G Employee Since 2008 Title Mortgage Servicing Admin

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Our most popular accounts

Free Checking

When We Say Free, We Really Mean It

$25 to open
$0 monthly fee

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

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Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

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Most Popular Savings

Flexible Terms & Unmatched Service

Find a rate that matches your budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

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Dan shows off his new car

"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

Make Your Move with Us!

Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

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Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

Austin Business Journal No 1 Mortgage Lender

Complete coverage. Unbiased service.

Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

What do you need to insure?

Auto, boat, motorcycle, or RV
Home (owned or rented) or investment property
Wedding or travel to Mexico
Owner-occupied real estate
Commercial Auto
Commercial Property
Worker’s Compensation
General Liability
Antique Auto

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Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!

Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

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Plan Your Retirement

At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

401(k) Rollovers^
Traditional and Roth IRAs
Long Term Care
Mutual Funds
Annuities
Term Life Insurance

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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

Community Strong

UFCU abides by the principle that credit unions should work for the sustainable development of our communities. That’s why our DO GOOD program supports our employees in their volunteerism and philanthropy.

Photo: UFCU employees collect household items for donation to welcome incoming college students.

Forbes Gives UFCU Top Honors

Forbes named UFCU one of the top 5 credit unions in Texas in their second annual ranking of credit unions, by state. Wow! Thanks, UFCU Members — We couldn’t do it without you!

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We Empower our members

Upcoming UFCU Events

Aug 21 Aug 21 Retire on Purpose
Steck Financial Center
Sep 12 Sep 12 Raising Money-Smart Kids
University Financial Center
Sep 12 Sep 12 Home Buying
UFCU Plaza Event Center

See all events

Skip the Dealership

Together with UFCU, Carvana can help you buy online and get the car you want, when you want it, how you want it.

Learn More at Carvana.com/UFCU

Ready to Go Digital?

You’re already shopping. Why not make paying easier? Connect your UFCU debit or credit card to your favorite digital payment solution.

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Whats the Ideal Credit Score for Home Loans

Credit Score — What’s the Magic Number?

A good credit score can be the magic that helps you qualify for a great home loan rate and terms. Here’s what you need to know about credit scores before you start shopping for your next home.

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How can we help?

How can we help?

Lifelong Learning and Membership

Making Home Ownership Happen

Proud to Be a Role Model

Making Things Easy

More than Just a Job