Caring About Community

“I like UFCU because I feel they care about the community. They are here to help us succeed financially.”

Member Apollo B Member Since 2013 Services Free Checking, Savings, Auto Loan, Credit Card

Beyond the Call of Duty

“My experience at UFCU has been exceptional. I’ve had great service for 30 years now, and the people are genuine and friendly. I feel appreciative, because I know UFCU has my back.”

Member Mary S Member Since 1987 Services Checking, Savings, Auto Loan

A Difference in Service

“I love UFCU — the mobile abilities and absolutely the people, without whom, starting my own successful voice-over company may not have been possible.”

Member Jordan J Member Since 2000 Services Free Checking, Business Checking, Auto Loan, Vehicle Insurance Representative Greg N

Contributing, with Gratitude and Grace

“I travel a great deal and UFCU has always made foreign travel secure. Despite odd destinations, UFCU is here for me, and I keep coming home. Our city grew. So did I. UFCU was with me the whole distance.”

Member Katherine S Member Since 1972 Services Free Checking, Savings, Auto Loans, Credit Card

Success and Happiness

“I believe it’s through the desire to help those around us that we find true success and happiness.”

Employee Jamie C Employee Since 2012 Title University Relations Specialist

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Our most popular accounts

Free Checking

When We Say Free, We Really Mean It

$25 to open
$0 monthly fee

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

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Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

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Most Popular Savings

Flexible Terms & Unmatched Service

Educate yourself with Wheels 101

Our goal is to help you buy wisely and save money. UFCU's Wheels 101 Buyer's Guide will help you learn more about the car buying and financing process.

Find a rate that matches your budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

Apply Now

Dan shows off his new car

"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

Make Your Move with Us!

Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

Learn more

Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

Austin Business Journal No 1 Mortgage Lender

Complete coverage. Unbiased service.

Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

What do you need to insure?

Auto, boat, motorcycle, or RV
Home (owned or rented) or investment property
Wedding or travel to Mexico
Owner-occupied real estate
Commercial Auto
Commercial Property
Worker’s Compensation
General Liability
Antique Auto

Learn More

Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!

Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

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Plan Your Retirement

At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

401(k) Rollovers^
Traditional and Roth IRAs
Long Term Care
Mutual Funds
Annuities
Term Life Insurance

Learn more

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

Community Strong

UFCU abides by the principle that credit unions should work for the sustainable development of our communities. That’s why our DO GOOD program supports our employees in their volunteerism and philanthropy.

Photo: UFCU employees work to dismantle computers and divert eWaste from landfills.

Rates Designed to Reach Goals

Whatever you’re saving for, our short- and long-term Certificates will earn you more for your money. Take advantage of rising interest rates and get a 24-month CD for 2.55% APY.

Rates, Calculators, and More