Caring About Community

“I like UFCU because I feel they care about the community. They are here to help us succeed financially.”

Member Apollo B Member Since 2012 Services Free Checking, Savings, Auto Loan, Credit Cards

Genuine and Beneficial Services

“UFCU saved me more money than the financial institution I worked for.”

Member Elizabeth P Member Since 2008 Services Checking, Savings, Credit Card, Auto Insurance, Money Market

More Like Family than Financing

“UFCU is more like a family than a banking institution. If there's anything anyone can do for you, they do it.”

Member Norman S Member Since 2012 Services Savings, Auto Loan Representative Geneva C

"UFCU financed my first car, a yellow Volkswagen Bug, back in 1976, long before I believed in my own financial worth when I was a graduate student. Since then, through thick and thin over 40 years, UFCU has financed all my cars."

Member Emily C Member Since 1976 Services Free Checking, Savings, Auto Loan, Home Loan, Credit Card

Life-Changing Relationships

“The relationships I’ve built at UFCU are life-changing.”

Employee Yashar T Employee Since 2015 Title Sr Application Engineer

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Our most popular accounts

Free Checking

When We Say Free, We Really Mean It

$25 to open
$0 monthly fee

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

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Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

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Most Popular Savings

Flexible Terms & Unmatched Service

Find a rate that matches your budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

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Dan shows off his new car

"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

Make Your Move with Us!

Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

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Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

Austin Business Journal No 1 Mortgage Lender

Complete coverage. Unbiased service.

Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

What do you need to insure?

Auto, boat, motorcycle, or RV
Home (owned or rented) or investment property
Wedding or travel to Mexico
Owner-occupied real estate
Commercial Auto
Commercial Property
Worker’s Compensation
General Liability
Antique Auto

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Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!

Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

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Plan Your Retirement

At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

401(k) Rollovers^
Traditional and Roth IRAs
Long Term Care
Mutual Funds
Annuities
Term Life Insurance

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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

Community Strong

UFCU abides by the principle that credit unions should work for the sustainable development of our communities. That’s why our DO GOOD program supports our employees in their volunteerism and philanthropy.

Photo: UFCU employees work to help unload donations for the Central Texas Food Bank.

Are You Ready to Go Digital?

You’re already shopping. Why not make paying easier? Connect your UFCU debit or credit card to your favorite digital payment solution. Then keep doing life your way.

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We Empower our members

Upcoming UFCU Events

Jul 22 Jul 22 Trinity Grand Opening Week
Trinity Interactive Financial Center
Jul 22 Jul 22 Teacher Retirement System (TRS) 101
Victory Lakes Interactive Financial Center
Jul 23 Jul 23 Trinity Grand Opening Week
Trinity Interactive Financial Center

See all events

Buying a Home in a Seller's Market?

We’ve all heard the term sellers’ market, but what is it? Take advantage of our top 10 list of tips to help you buy a home, in spite of a market that isn’t leaning your way.

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Forbes Gives UFCU Top Honors

UFCU was named one of the top 5 credit unions in Texas in Forbes' ranking of credit unions.

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Reduce Health Care Costs Retirement (content block)

Help Reduce Healthcare Costs in Retirement

Healthcare costs can take a bite out of retirement savings, but there are steps you can take to reduce your expenses. Here are five things to consider.

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How can we help?

How can we help?

Caring About Community

Genuine and Beneficial Services

More Like Family than Financing

From Archeologist to Storyist

Life-Changing Relationships