Helping Members Get Things Done

“UFCU opened the door to more opportunities by helping me with transportation, which has helped me with school and work.”

Name Benny G Member Since 2016 Services Free Checking, Auto Loan, Credit Card

Staying Connected

“With UFCU, I can handle everything in one place. I love that I can do most things online. UFCU is easy to bank with and keeps me connected.”

Member Genest L Member Since 2008 Services Free Checking, Mortgage Services Representative Andy G

Poetry and Inspiration

“Being a UFCU Member inspires poetry.”

Member Jeffery H Member Since 2012 Services Free Checking Representative Porfirio D

Dream It, Achieve It

"I like having a way to achieve my dreams. There’s still a lot of time for me to do some wonderful things."

Member Stacie C Member Since 1999 Services Checking, Auto Loan Representative Daniel M

Finding Her Work Family

“Working at UFCU truly has allowed me to find a supportive and inspiring work family.”

Employee Amber D Employee Since 2016 Title Benefits Specialist

Join Our Team

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Online Banking

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Our most popular accounts

Free Checking

When We Say Free, We Really Mean It

$25 to open
$0 monthly fee

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

Open Account

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Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

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Most Popular Savings

Flexible Terms & Unmatched Service

Find a rate that matches your budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

Apply Now

Dan shows off his new car

"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

Make Your Move with Us!

Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

Learn more

Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

Austin Business Journal No 1 Mortgage Lender

Complete coverage. Unbiased service.

Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

What do you need to insure?

Auto, boat, motorcycle, or RV
Home (owned or rented) or investment property
Wedding or travel to Mexico
Owner-occupied real estate
Commercial Auto
Commercial Property
Worker’s Compensation
General Liability
Antique Auto

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Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!

Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

Get a Free Quote

Plan Your Retirement

At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

401(k) Rollovers^
Traditional and Roth IRAs
Long Term Care
Mutual Funds
Annuities
Term Life Insurance

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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

DoGood Computers Recycling (Feature Block)

Community Strong

UFCU abides by the principle that credit unions should work for the sustainable development of our communities. That’s why our DO GOOD program supports our employees in their volunteerism and philanthropy.

Photo: UFCU employees work to dismantle computers and divert eWaste from landfills.

Are You Ready to Go Digital?

You’re already shopping. Why not make paying easier? Connect your UFCU debit or credit card to your favorite digital payment solution. Then keep doing life your way.

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We Empower our members

Upcoming UFCU Events

Aug 07 Aug 07 Managing Healthcare Costs in Retirement
Brodie Financial Center
Aug 21 Aug 21 Retire on Purpose
Steck Financial Center
Sep 12 Sep 12 Raising Money-Smart Kids
University Financial Center

See all events

Ready for a New Vehicle?

Whether you want new or used, end-of-season summer car shopping may land you some cool deals.

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The Journey Starts Here

When you're just beginning your independent financial journey, the last thing you need is more fees. Start with a UFCU Free Checking account.

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Need a Business Loan? Consider SBA Options

If you think Small Business Administration loans are too complicated for your business, it might be time to give them another look.

Learn More

How can we help?

How can we help?

Helping Members Get Things Done

Staying Connected

Poetry and Inspiration

Dream It, Achieve It

Finding Her Work Family