Great Features, No Surprises
Our cards have the great rates, low fees, and fantastic rewards you want and terms you can rely on.
- Fixed low rates
- Zero liability on unauthorized purchases and fraud protection
- Easy and secure digital payment options such as ApplePay, PayPal, VISA®, and more.
- Instant-issue replacement Visa Credit card
- No annual fees
- No over-the-limit fees
- Fee-free balance transfers
- Control—block or unblock your card in minutes
- Your choice of cards that offer great rewards and flexible points options to match your budget and lifestyle
- Convenient account management with UFCU Online Banking and Mobile Banking
Added Benefits You Can Count On
Life is full of surprises. Your UFCU credit card has you covered with these extra benefits that are free with your card:
Safe, Secure Spending
With 100% liability protection on any fraudulent activity, you can enjoy total peace of mind.
- Instant notification when a transaction is deemed risky
- Immediate block on card activity when you tell us a transaction isn’t yours
- Sign up for Visa purchase alerts through UFCU Online Banking to monitor your card’s activity
Enroll in Visa Purchase Alerts
Relief from High Interest Rates
Transfer your balances from other high-rate interest credit cards to your UFCU credit card with no balance transfer fee.
Complete and submit an online balance transfer form, or visit any branch to learn more.
APR = Annual Percentage Rate
* And up, based on your credit and risk score