A Mortgage That Gives You More
Whether you’re buying your first home or your retirement dream, our mortgage experts are focused on finding the best mortgage for you. We're also committed to working with you in whatever way you prefer, by offering both the latest technology and the personal member service we're known for. Choose between:
- Fixed conventional rate loans
- Jumbo loans for mortgages larger than $417,000
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Refinancing Can Help
Refinancing your mortgage can be a smart way to build equity or reduce your monthly payments. We’ll help you decide whether it’s the right step to take.
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Turn Equity Into Extra Cash
Home equity loans can offer access to cash when you need it. Borrow up to 80% of the market value of your home.
- 5- to 20-year terms
- Minimum loan of $30,000
- Fixed interest rates
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Find a Place to Land
A Land Loan with UFCU can be used to finance raw land or land with few improvements, like utilities, well and septic.
- Finance up to 90% of sales price or appraised land value*
- Fully amortizing 10, 12 and 15-year fixed rate loans
- No prepayment penalties
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* Whichever is less
Rates You’ll Welcome
Our rates are competitive and change frequently to reflect the most up-to-date market values-so you can trust that you're getting the best rates we can offer, no matter what. Find our current rates, and keep in mind that they are subject to change without notice.
UFCU can only make land, mortgage or home equity loans in the state of Texas and does not offer loans for agricultural exempt properties.