Quick Loans Without the “Gotchas”


Become a UFCU Vendor

UFCU is a trustworthy partner through thick and thin. Our mission is to help everyone achieve financial health. If you have a one-time expense, check out our Personal Loans. With reasonable rates and no hidden fees, these loans are helpful for one-time expenses such as home improvements, repairs, medical costs, or other family necessities. Or you can pay for holiday spending, taxes, or other bills. A Personal Loan is an excellent alternative to payday loans. Don’t let a temporary bump in the road derail your path to financial health.

Learn more about the pitfalls of payday loans and how we can offer better options.

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Rates

Annual Percentage Rate (APR) based on your credit
Term
(Months)
Excellent Good Average Fair Marginal Poor /
No Score
Up to 60 11.90% 13.90% 15.90% 16.90% 17.90% 17.90%

Monthly payment per $1,000 borrowed: $22.70.

Minimum loan amounts may apply.

Put Your Savings to Work


Become a UFCU Vendor

We also offer Personal Loans that accept your current savings or certificate accounts as security, guaranteeing your loan and unlocking lower interest rates. Meanwhile, your accounts continue to earn dividends.

  • Rates are 3% over the dividend rate of the account that secures the loan
  • The hold on secured funds is reduced as the loan principal is paid down

Learn more about the difference between secured vs. unsecured credit.

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Questions? Give us a call.

Create A Buffer for Emergencies

UFCU’s Personal Line of Credit gives you access to emergency cash or extra overdraft protection. Transfer funds into your checking account to cover payments that exceed your available balance.

  • Pay interest only on the amount you’ve used
  • Your Line of Credit is automatically replenished as you make payments

Rates

Annual Percentage Rate (APR) based on your credit
Excellent Good Average Fair Marginal Poor /
No Score
11.90% 13.90% 15.90% 16.90% 17.90% 17.90%

Calculate Your Monthly Payment

$
%
$
%

This information is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.


Set Your Financial Course