Term
(Months) | Annual Percentage Rate (APR) based on your credit |
| Excellent | Good | Average | Fair | Marginal | Poor /
No Score |
| 1 to 36 | 1.65% | 2.30% | 3.30% | 6.55% | 11.60% | 14.40% |
| 37 to 75 | 1.85% | 2.80% | 3.80% | 7.05% | 12.10% | 14.90% |
| 76 plus* | 4.15% | 4.95% | 5.95% | 9.20% | 14.25% | 17.05% |
*Loan-to-value ratio of 90 to 99% = 1% rate reduction
*Loan-to-value ratio of less than 90% = 2% rate reduction
Rate discounts do not apply to current UFCU loans.
Term restrictions may apply.