Savings Solutions

Put Your Savings Goals Within Reach

Savings

Fee-free, insured, and easy to manage

Earn 0.01% APY

Withdraw anytime

Dividends paid quarterly*

$5 minimum

$0 monthly fee

Money Market

Ideal for higher yield, short-term savings

Earn 0.01–0.06% APY

Withdraw anytime

Dividends paid monthly*

$2,500 minimum

$0 monthly fee

Certificates

Lock in a rate and let your funds grow

Earn 0.01–0.25% APY

3–60 month terms

Dividends paid monthly*

$1,000 minimum

$0 monthly fee

IRAs

Let your funds grow and save on taxes

Earn 0.01–0.25% APY

6–60 month terms (or withdraw anytime)

Dividends paid monthly*

$100–1,000 minimum

$0 monthly fee

An Educated Investment

Saving Should Be Simple

At UFCU, your savings goals are important to us. Whatever you’re saving for, we make it easy:

  • 24-7 account access with Online and Mobile Banking
  • Optional automated notifications about your accounts
  • Unlimited free transactions with Savings and Money Market accounts
  • Bonus Dividend Rate for Money Market accounts

Branch Out with Online Banking

View your account balance, reload your card, and pay bills for free, 24-7.

Learn More

New to Saving?

Don’t worry. We’ve got easy-to-follow tips that can help take the guesswork out of saving, whether you’re just getting started or maintaining your savings plan.

Read More


APY = Annual Percentage Yield

* Dividends are calculated by the daily balance method. Dividends are based on UFCU's earnings at the end of a dividend period, and cannot be guaranteed.

‡IRS penalties apply

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This information is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.