Savings Solutions

Put Your Savings Goals Within Reach


Fee-free, insured, and easy to manage

Earn 0.01% APY

Withdraw anytime

Dividends paid quarterly*

$5 minimum

$0 monthly fee

Money Market

Ideal for higher yield, short-term savings

Earn 0.01–0.50% APY

Withdraw anytime

Dividends paid monthly*

$2,500 minimum

$0 monthly fee


Lock in a rate and let your funds grow

Earn 0.01–1.45% APY

3–60 month terms

Dividends paid monthly*

$1,000 minimum

$0 monthly fee


Let your funds grow and save on taxes

Earn 0.45–1.45% APY

6–60 month terms (or withdraw anytime)

Dividends paid monthly*

$100–1,000 minimum

$0 monthly fee

An Educated Investment

Saving Should Be Simple

At UFCU, your savings goals are important to us. Whatever you’re saving for, we make it easy:

  • 24-7 account access with Online and Mobile Banking
  • Optional automated notifications about your accounts
  • Unlimited free transactions with Savings and Money Market accounts
  • Bonus Dividend Rate for Money Market accounts

Branch Out with Online Banking

View your account balance, reload your card, and pay bills for free, 24-7.

Learn More

New to Saving?

Don’t worry. We’ve got easy-to-follow tips that can help take the guesswork out of saving, whether you’re just getting started or maintaining your savings plan.

Read More

APY = Annual Percentage Yield

* Dividends are calculated by the daily balance method. Dividends are based on UFCU's earnings at the end of a dividend period, and cannot be guaranteed.

‡IRS penalties apply

Compare Rates


This information is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.