Compare Business Credit Cards

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Purchasing Power for Your Business

Buy with ease now and pay later.

Increase your purchasing reach with a UFCU Platinum VISA® credit card for your business.1 We’ve got the right card for you, whether you’re looking for the reliability of a fixed rate, cash back, or rewards on everyday purchases.

With flexible options, comprehensive benefits, and no annual fee, our cards are a convenient way to keep your business moving.

See Business Membership Requirements

Find Freedom to Succeed with UFCU

  • Business Great Rate Card

    Save money with our lowest rate

    Cash advances up to 25% of your credit limit

    1% cash-advance fee with a $5.00 minimum

    $0 Annual Fee

    Rates as low as2

    13.90% APR

    View Details
  • Shopper handing over his credit card to a cashier.

    Business Cash Back Card

    Generate extra cash for your business

    1.5% Cash back earned per $1 spent

    Points never expire

    1% cash-advance fee with a $5.00 minimum

    $0 Annual Fee

    Rates as low as2

    15.90% APR

    View Details
  • Store owner on the phone while looking over some notes.

    Business Travel & Rewards Card

    Redeem points for travel, supplies, and more

    2 Points earned per $1 spent

    Points never expire

    1% cash-advance fee with a $5.00 minimum

    $0 Annual Fee

    Rates as low as2

    15.90% APR

    View Details

Manage Your Business with Confidence

You have decisions to make every day. You can feel confident about choosing a UFCU business credit card to power your business each month. With competitive rates, no annual fee, and cash or rewards earned, it’s a smart choice.

Take advantage of no annual fees, no over-the-limit fees, fixed low rates, zero liability on unauthorized purchases, and free fraud protection. Lock or unlock your card in moments for peace of mind without losing the convenience of keeping your card with you. If your card needs to be replaced, visit any branch.

The following extra benefits are free with your card: 

For transparency, we encourage you to read through our agreement (PDF) including guaranty provisions.

Manage the books by integrating your accounts with Intuit to download and sort your expenses. We added this feature with your business in mind!

See Eligibility Requirements
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Calculator

  • Learn How Long It Will Take to Pay Off Your Debt

    Feeling overwhelmed by your credit card balance? You're not alone! Many cardholders find themselves in this situation. But don't worry, we've got a plan to help you tackle it.

    A good rule of thumb is to try to pay off any card balance in 36 months, but you might want to see what it will take to pay off the balance in shorter or longer increments of time. How long it takes depends on these factors:

    • Interest Rate: The higher the rate, the longer it might take to pay off your balance. /li>
    • Card Usage: Continued spending can extend the payoff period.
    • Monthly Payments: The more you pay each month, the faster you'll clear your debt.

    Aiming to pay off your balance in 36 months is a solid goal, but you can adjust this timeframe to fit your needs. Here's how:

    1. Enter your current balance.
    2. Input the interest rate.
    3. Estimate your monthly charges.
    4. Decide on your monthly payment amount.

    By tweaking these factors, you can see how long it will take to become debt-free. Ready to take control of your finances? Let's get started!

    Our online calculators are designed for educational and informational purposes only. They are intended to provide general guidance and estimates based on the information you provide. These tools should not be used as the sole basis for making financial decisions. We recommend consulting with a qualified financial advisor to obtain personalized advice tailored to your specific financial situation. There is no guarantee on the loan terms presented in the calculation.

FAQs

  • The primary cardholder must complete and submit an Add Authorized User Request form.

    Your request will be processed in 2-3 business days and you should receive the new card with the additional user's name in 7-10 business days.

  • Locking a card is a security feature that prevents your card from being used for transactions until the card is unlocked. To lock or unlock a card, choose Cards » Manage Cards and select the card you want to manage. Then click the toggle to lock or unlock your card.

    1. Log into Online Banking or the Mobile app.
    2. In the top toolbar, select Cards » Manage Card.
    3. Select the card for which you want to select a new PIN.
    4. In the Self-Service section, click Change.

  • Visa Platinum is the type of card you will use for UFCU Credit card rewards. Learn more from Visa.

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Business Premium Checking

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1 Subject to credit eligibility. Certain restrictions apply.

2 Rate subject to your credit eligibility and risk score.