Business Credit Cards

Card Options to Fuel Your Business

Business Great Rate Card

Starting at 13.90%* APR

Save money with a low rate


Trim the cost of purchases, cash-advances, and fees

Business Cash Back Card

Starting at 15.90%* APR

Earn 1.5% cash back per $1 spent


Generate extra cash for your business

Business Travel & Rewards Card

Starting at 15.90%* APR

Earn 2 points earned per $1 spent


Redeem points for travel, office upgrades, and more

Manage Your Business with Confidence

You have decisions to make every day. You can feel confident about choosing a UFCU business credit card to power your business each month. With competitive rates, no annual fee, and cash or rewards earned, it’s a smart choice.

  • Account management with UFCU Online Banking and Mobile Banking
  • Add up to 4 additional authorized users
  • Fixed low rates
  • Zero liability on unauthorized purchases and fraud protection
  • Easy and secure digital payment options such as ApplePay®, PayPal, VISA®, and more
  • Instant-issue contactless Visa Credit card
  • No annual fees
  • Control—block or unblock your card in minutes to protect from fraud

UFCU Business Credit Card Agreement, Disclosures & Guaranty Agreement (PDF)

Transparency Matters, See if your business is eligible

UFCU values transparency and we know your time is valuable. Credit cards are available for businesses that meet these requirements:

  • Your business has been in operation for at least 2 years.
  • You have been an owner of the business for at least 2 years.
  • You own at least 25% of the business.
  • Your business is permitted to do business in the State of Texas.
  • Your business is located in the following counties: Bastrop, Blanco, Brazoria, Burnet, Caldwell, Chambers, Comal, Fort Bend, Galveston, Guadalupe, Harris, Hays, Liberty, Montgomery, Travis, Waller, Williamson.

UFCU Has You Covered

When you run your own business, no two days are alike. At no extra cost, your UFCU credit card has you covered when the unexpected occurs:

APR = Annual Percentage Rate
* And up, based on your credit and risk