Savings
Business Savings
| Balance |
Rate |
APY |
| $100 and more |
0.010% |
0.01% |
Effective Date: October 1, 2021
(Calculated daily; paid monthly on balances of $100 or more)
Premium Business Savings
| Balance | Rate | APY |
| $100 and more | 0.250% | 0.25% |
Effective Date: June 24, 2015
(Calculated daily; paid monthly on balances of $100 or more)
Checking
Premium Business Checking
| Balance | Rate | APY |
| $100 and more | 0.050% | 0.05% |
Effective Date: June 24, 2015
(Calculated daily; paid monthly on balances of $100 or more)
Business Auto Loans
|
Annual Percentage Rate (APR) based on your credit |
Term
(Months) |
Excellent |
Good |
Average |
| 1 to 48 |
5.89% |
6.39% |
6.64% |
| 49 to 66 |
6.39% |
6.89% |
7.14% |
Term restrictions may apply.
Fees
| Account Fees |
| Analysis fee |
First 50 are free
(per month, $0.10 for each additional item) |
Premium Business Checking
Monthly Service Fee |
$20.00 |
| Business Credit Card Fees (For Existing Accounts) |
| Late Fee |
$29.00 |
| Overlimit Fee |
$29.00 |
| Returned Payment (Paper Check or ACH) |
$20.00 |
| Express Order |
$15.00 |
| Statement Copy (Printed or PDF) |
$2.00 per statement |
| International Transaction Fee |
1% of transaction amount |
| Cash Advance Fee |
$5 or 1% of transaction amount, up to $100 |
Fees subject to change.
Fees could reduce earnings on account.
APY = Annual Percentage Yield
APR = Annual Percentage Rate
* Please be aware that rates are subject to change without notice. Dividends are based on UFCU's earnings and cannot be guaranteed.