Resources

Rates & Fees

Savings

Business Savings

Balance Rate APY
$100 and more 0.010% 0.01%

Effective Date: October 1, 2021

(Calculated daily; paid monthly on balances of $100 or more)


Premium Business Savings

Balance Rate APY
$100 and more 0.250% 0.25%

Effective Date: June 24, 2015

(Calculated daily; paid monthly on balances of $100 or more)


Checking

Premium Business Checking

Balance Rate APY
$100 and more 0.050% 0.05%

Effective Date: June 24, 2015

(Calculated daily; paid monthly on balances of $100 or more)


Business Auto Loans

Annual Percentage Rate (APR) based on your credit
Term
(Months)
Excellent Good Average
1 to 48 5.89% 6.39% 6.64%
49 to 66 6.39% 6.89% 7.14%

Term restrictions may apply.


Fees

Account Fees
Analysis fee First 50 are free
(per month, $0.10 for each additional item)

Premium Business Checking
Monthly Service Fee

$20.00
Business Credit Card Fees (For Existing Accounts)
Late Fee $29.00
Overlimit Fee $29.00
Returned Payment (Paper Check or ACH) $20.00
Express Order $15.00
Statement Copy (Printed or PDF) $2.00 per statement
International Transaction Fee 1% of transaction amount
Cash Advance Fee $5 or 1% of transaction amount, up to $100

Fees subject to change.

Fees could reduce earnings on account.

APY = Annual Percentage Yield

APR = Annual Percentage Rate

* Please be aware that rates are subject to change without notice. Dividends are based on UFCU's earnings and cannot be guaranteed.

Personal Accounts

Printable Versions