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Bill Berglund, UFCU's Manager of Consumer Underwriting, visits KXAN's Studio 512 to discuss the basics of credit scores, what they impact, and how to improve yours.
When guarding your credit score, you need to consider more than just the standard credit report.
Monica Andry, UFCU Business Development Manager, visits KXAN's Studio 512 to discuss how your credit score is calculated and what you can do to improve it.
It is a question that few want to hear: “Will you co-sign for me?” Co-signing comes with risks that make many justifiably nervous to sign on the dotted line. So, should you do it?
The VantageScore, an alternative credit-scoring model to FICO, strives to help lenders predict risk with the greatest degree of accuracy while being favorable to consumers with short credit histories.
The FICO score is the credit-scoring model most commonly used by creditors. The updated model, FICO 08, includes adjustments to better differentiate between good credit risks and bad ones.