Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
Manage Your Finances
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Be Brave and Budget: 8 Smart Tips for Managing Money
This article covers 8 practical budgeting tips, including tracking both planned and actual expenses, monitoring recurring payments, prioritizing essentials, reducing debt, and building long-term financial confidence. -
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Transferring Funds
Managing your money should be easy. That's why it’s important to have quick transfer options to send and receive money online. Consider these six online money transfer services. -
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Six Steps to Setting Up a Budget This Year
If you’ve always wanted to know how to set up an annual budget, we’ve put together six steps to help you get there. -
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Five Tips for Making Your Budget Stick
Consider these five tips financial experts rely on to stay true to their budgets, including relying on cash more often, saving money at the beginning of the month instead of the end, and trying a savings challenge. -
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Build Your Budget Back-Up Plan
Any time potential financial hardships could be on the horizon, it’s good to think ahead and consider how you might approach contingency planning should you have to weather tougher storms. Consider these five steps to contingency planning for your budget. -
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Don’t Underestimate Your ATM
Everyone knows ATMs are a quick and convenient way to withdraw cash. But did you know you can do more? -
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When and How to Replace Your Debit Card
Your debit card is your handy go-to whenever you need cash and a great way to make purchases. You’d hate to be without it, even for a moment. Check out these tips to handle a card that’s lost, stolen, or about to expire. -
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How to Stop Robocalls (Know When to Say Hello)
Unwanted phone calls plague mobile and landline users alike and put you at risk for falling for a scam. Consider these tips for spotting unwanted calls and blocking them altogether. -
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Seven Ways to Maximize Your Tax Refund
Getting a tax refund can give your financial health a little boost. Check out seven ideas on what to do with your refund money to have a long-lasting impact. -
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Get a Little Face Time — UFCU Your Way
There are only a few transactions that require in-person service, but we get it. Sometimes you need a little face time. Learn how to manage your finances in person with UFCU drive-thru service, ATMs, or lobby appointments. -
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How to Stay on Financial Track
Want the coming year to be a great one for making progress on your financial goals? Follow these tips to set your financial goals and stay on track. -
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Make the Most of a Pay Raise
It’s tempting to simply add a pay raise to your take-home check. But here are five smarter ways to make the most of a pay raise. -
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Four Tips for Adapting to an Empty Nest
In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments. -
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Navigating Finances after Divorce
A divorce can be emotionally — and financially — difficult. These steps are important to protect your assets and manage your finances.
*Investments offered through LPL Financial (Member FINRA/SIPC)
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Should I Skip a Loan Payment?
When finances are tight, and they are for a great many people these days, skipped or deferred payment plans can give you some breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know. -
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Dial Down Your Wait Time — UFCU Your Way
Learn how to use UFCU automated Phone Banking to manage your everyday banking with the touch of a button, no internet or data plan needed. Phone Banking lets you take care of banking from a landline or mobile phone 24/7. -
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The Benefits of Multiple Savings Accounts
Learn four ways having multiple savings accounts can help you stay organized and can even make it easier to reach your savings goals as you’ll lessen temptation and earn more with interest. -
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How Budgeting Can Help You Enjoy College Without Debt
Have you ever wondered how to get through college without debt? Here are a few steps that will help you to do just that.
