Deciding whether to renovate or relocate can be challenging. This article explains the costs, benefits, and financing options for both paths, including how renovation mortgages and 203(k) loans work.

While that spare room offers a blank canvas for entertainment and rejuvenation, it’s also a ripe opportunity to roll in some extra dough.

Now that you’ve traded in the traditional office setting for a more living room-adjacent work environment, you probably know that having a dedicated at-home workspace helps you set clear boundaries between your professional life and your personal life. But as long as you are working from home, why not upgrade that remote workstation into a dream home office that will level up your productivity and your tranquility?

Refinancing your mortgage can help you lower your payment, build equity faster, or adjust your loan to better fit your financial goals. Learn what refinancing means, when it’s a smart move, when it may not be, and how UFCU can help you make the best decision for your financial future.

Learn how Texas home equity loans work and get a feel for whether tapping your equity is the right move for you. Explore when a home equity loan can help — like covering renovations, major expenses, or consolidating debt — and what to keep in mind, including using your home as collateral, market ups and downs, and long term interest costs.

Have a big expense on the horizon? When interest rates are low, a cash-out refinance may help you turn your home’s equity into cash. Learn how this type of mortgage works and when it makes financial sense.

Discover five strategies to borrow money for a down payment on a home, including home equity, personal loans, retirement funds, and down payment assistance programs.

In 2015, home values increased by an average of 10% in the Austin market—meaning homebuyers saw an average 10% return on their investment in only one year.

Are you trying to decide between renting and buying? Consider these 10 personal and financial questions before you decide.

If you are looking to buy a home, surround yourself with an experienced, trusted team of professionals.

Buying your first home is a huge milestone. Planning ahead can help you achieve the dream of homeownership. Consider these five essential tips to help you navigate the process smoothly, including budgeting, saving, searching, and more.

It’s easy to get excited about shopping for your next home, but without knowing what you can afford, you could waste valuable time and miss out on great opportunities. Getting prequalified for your mortgage can speed your home search and improve your chances that your offer will be accepted.

There are many upfront and ongoing costs when you purchase a home, and your regular monthly expenses can also change. Understand how to build your budget so you can be a prepared homeowner.

You’ve heard all the advice about what to do to prepare, but there’s more to it than that. Before you begin looking at homes and negotiating a contract, you should know about some moves that could significantly hurt your chance of getting that home loan. Here are three things not to do when a new home purchase or even a refinance is in your future.

You’ve heard of spring cleaning. But every season has its reason to let go and live free of clutter. So here’s to minimizing in order to maximize your life, your productivity, and your time spent with those you love.

When you buy a home, the mortgage interest you do pay is tax-deductible. So are your property taxes. Mortgage insurance can even be a tax deduction, if you qualify.

Whether a neighborhood lot, country acreage or lakeside tract for weekend getaways, investing in land can bring years of enjoyment and be a valuable addition to your investment portfolio.

If you’re ready to settle down for the long-term, buying a home is often a wise choice. You get more for your money, you can set down roots, and you build equity over time, which often results in a sound, long-term financial investment.