Credit Shouldn’t Be Complicated
Enjoy the same APR for everything—purchases, cash advances and convenience checks—no over-the-limit fees and 100% liability protection on fraudulent activity.
Read the fine print (PDF)
Create Your Calling Card
Choose from four unique designs to personalize your Great Rate card, plus additional options exclusively for alumni of St. Edwards University and Wheatsville Co-op members.
Members: log into your account to apply. Non-members: apply online.
|Your Credit || Excellent || Good || Average || Fair || Marginal/ |
| Poor |
|Annual Percentage Rate (APR) ||5.90% ||8.90% ||10.90% ||14.90% ||17.90% ||17.90% |
Rates associated with Excellent, Good, Average and Fair credit ratings are variable and based on the current Prime lending rate.
APR = Annual Percentage Rate
Features, terms and conditions apply to cards issued after January 1, 2014.
* Based on your credit and risk score