Earn More on Everyday Purchases

The UFCU Cash Back Visa pays you just for using your card, and no annual fee means the cash goes straight into your pocket.

Enjoy Your Rewards

When you use your Cash Back card, you will find your everyday purchases have never been more rewarding. The MyUFCU Card Rewards program is simple, easy-to-use, and rewards you with points each time you use your card.

You can access your current points balance by logging in to Online Banking, and selecting your credit card’s corresponding reward points. You also can call (888) 207-3624 for 24/7 assistance with rewards-related questions and point redemption.

  • Earn 1.5% cash back for every $1 spent on everyday purchases.
  • Redeem your Cash Back points at any time throughout the year.
  • Save more with no annual fee.
Explore Your Rewards

A Card Designed Just for You

Choose from unique designs to personalize your Cash Back card.

360 BridgeUT TowerElissaPride


Members can log in to Online Banking to apply. Nonmembers can apply online.

Credit-Worthy Rates

Your Credit Excellent Good Average Fair Marginal Poor /
No Score
Annual Percentage Rate (APR) 13.90% 14.90% 15.90% 16.90% 17.90% 17.90%

APR = Annual Percentage Rate

* Based on your credit and risk score

How Much Is Your Debt Costing You?

Use this handy tool to calculate how long it will take you to pay off your debt.


Get a Lower Rate
UFCU Great Rate Credit Card

Simplify the Way You Shop
Use your UFCU card to pay online or with the touch of your finger from your device.
Learn More