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Insurance Services

Independent, Unbiased Coverage

UFCU is proud to offer UFCU Insurance Services®, a wholly owned subsidiary with independent agents who are committed to helping you find just the right insurance company and policy for your needs.
  • File a claim
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    Auto, boat, motorcycle and RV insurance
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    Homeowners, renters, condominium, mobile home, investment/rental property, flood and windstorm insurance
  • Personal Insurance
    Umbrella and accidental death & dismemberment (AD&D) insurance
  • More Insurance
    Bonds and Insurance for Mexico and Weddings

Auto

Auto insurance through UFCU offers financial protection for physical damage, liability and/or bodily injury resulting from traffic collisions, theft, hail, fire, water damage and more.

Let UFCU's unbiased service help you find the coverage you need, from liability insurance to collision, comprehensive and uninsured motorist coverage, as well as rental reimbursement coverage, roadside assistance and personal injury protection.

Get a free online quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Boat

UFCU offers boat owners dependable liability and full coverage options in the event of physical damage, liability and/or bodily injury resulting from water collisions, theft, hail, fire, sinking and more.

Maintain smooth sailing with liability, collision, comprehensive, uninsured boater and roadside trip interruption coverage, plus replacement cost for personal effects, on-water towing and medical payments.

Request a quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Motorcycle

Hit the open road with financial protection for physical damage, liability and/or bodily injury resulting from traffic collisions, theft, hail, fire, water damage and more.

UFCU motorcycle insurance offers a comprehensive range of coverage options, including liability, collision, comprehensive, uninsured motorist and rental reimbursement coverage, with roadside assistance and personal injury protection.

Request a quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Recreational Vehicle

The world is your oyster when you have worry-free RV coverage for physical damage, liability and/or bodily injury resulting from traffic collisions, theft, hail, fire, water damage and more.

Insurance depends on the vehicle type and may include liability, collision, comprehensive, total loss replacement and uninsured motorist coverage. Personal injury protection and coverage for replacement cost of personal effects, vacation liability and emergency expenses may also be available.

Request a quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Allstate Roadside Protection

UFCU has partnered with Allstate to provide affordable, trackable and reliable roadside protection in the instance something happens on the road. Allstate Roadside provides rescue assistance for incidents such as towing, flat tire assistance, battery jumpstart, lockout assistance, and more.

Protection varies in price and benefits based on plan selected (available for individuals, couples, and families). Products are on a 12-month renewal & billing cycle and are separate from auto insurance.

Join Now

Homeowners

Rest easy with financial protection that provides compensation for damage, loss or injury of property, persons or belongings due to fire, theft, wind, hail and more.*

UFCU can help you secure homeowners insurance that includes dwelling, personal property, loss of use, liability and medical payment coverage, as well as additional coverages depending on the policy type.

* Wind and hail coverage is excluded in coastal areas. Policies never cover a loss due to flooding.

 

Get a free online quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Renters

Renters insurance through UFCU protects you from the costs associated with damage, loss or injury of property, persons or belongings in your rental due to fire, theft, wind, hail and more.*

Personal property, loss of use, liability and medical payment coverage ensure that you feel fully secure in your rental residence. Additional coverages are available based on your individual needs.

* Wind and hail coverage is excluded in coastal areas. Policies never cover a loss due to flooding

Get a free online quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Condominium

UFCU can help condo owners obtain reliable, affordable protection for damage, loss or injury of property, persons or belongings due to fire, theft, wind, hail and more.*

Your coverage options include personal property, loss of use, liability and medical payment coverage, as well as additional coverages based on your individual needs-so you always feel at home.

* Wind and hail coverage is excluded in coastal areas. Policies never cover a loss due to flooding. The policy is written to complement the Master Policy and does not cover common areas of the building.

Get a free online quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Mobile Home

Love the freedom of mobile home living? UFCU can help you stay protected from damage, loss or injury of property, persons or belongings due to fire, theft, wind, hail and more.* 

Basic coverage is available for your structure, personal property, loss of use, liability and medical payments, so you can feel financially protected. 

* Wind and hail coverage may be excluded in coastal areas. Flood coverage varies by carrier.

Request a quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Investment/Rental Property

Feel confident in your investment. UFCU can assist with securing financial protection for your investment or rental property in the event of damage due to fire, wind, hail and more.*

Get structure-only coverage (no persons or belongings) to suit your needs as a property owner. Receive compensation for damage to your personal property, including loss of rental income.

* Policies and coverage vary by company. Wind and hail coverage is excluded in coastal areas. Policies never cover a loss due to flooding.

Request a quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Flood

Unexpected flooding can happen anywhere-and your insurance policy may not include flood insurance. Make sure your financial well-being stays well above water with separate flood coverage through UFCU.

UFCU can help you find a policy that ensures you receive compensation for damage or loss to the insured building and/or personal property due to flooding, so extreme weather won't dampen your bank account.

Request a quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Windstorm

Wind and hail are common culprits for causing damage to your home and property, especially if you live near the ocean. Luckily, UFCU can assist with windstorm coverage.

Windstorm insurance provides compensation for damage to or loss of the insured building and/or personal property due to wind and hail. This coverage, available exclusively to coastal residents, is written as a companion to homeowners and renters policies.

Request a quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Umbrella

When your primary insurance falls short of covering losses for which you are liable, an umbrella policy can help take care of the difference.

Protect yourself from paying out of pocket when you owe more than your primary policy's limit of coverage. Umbrella policies through UFCU provide excess liability coverage that goes above and beyond the limits of your home and vehicle policies.

Request a quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Accidental Death & Dismemberment (AD&D)

AD&D insurance through UFCU, underwritten by The Prudential Insurance Company of America, is a convenient way to protect yourself and your family. You may even be eligible to receive $3,000* of coverage at no cost.

UFCU and Prudential offer up to $300,000* of AD&D insurance at group rates. The loss of life benefit will increase at the rate of 2% for each year of continuous coverage for the first five years up to a maximum increase of 10%. Common Carrier doubles your benefit amount if the death is a result of an accident while the insured was a fare-paying passenger in a public conveyance. Seat Belt, Air Bag, Motorcycle Safety Equipment, Tuition Reimbursement, and Coma Benefits are also offered.

*All coverage amounts reduce to 50% when the insured reaches age 70 and to 25% at age 75.

This insurance product is not a deposit or other obligation, or guaranteed by, University Federal Credit Union or its affiliates and is not insured by the NCUA or any other agency of the United States or by University Federal Credit Union or its affiliates.

Enroll now

Contact IAS about an existing policy

(833) 241-4372
Monday-Friday, 9 AM-8 PM ET

TruStage Term Life Insurance

Help your family meet their financial needs in the event of your death with TruStage Term Life Insurance† available through UFCU. You can get an online quote in about 10 minutes.

The online application is quick and easy. After just a few health questions and no medical exam, you’ll have an instant quote of up to $100,000 in coverage with payments that fit your budget. And, you’ll have peace of mind knowing your family will have income-tax# free money they could use to help pay the bills.

†TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of March 2019 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third-highest of 16 ratings.
TruStage®Term Life Insurance to Age 80 is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, P.O. Box 61 Waverly IA 50677. This is a term policy that increases when entering each five year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Renewable to age 80. Time estimate source: TruStage Internal Analytics Reporting, July 2018. Approval is based on your answers to the questions on the application. TruStage life insurance policies contain specific limitations, exclusions, termination provisions and requirements for keeping them in force. Please see your policy or contact us for full details. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Product and features may not be available in all states. For coverage amounts over $100,000 rates will be higher due to tobacco use. For coverage amounts up to $100,000 Base Policy Numbers: ICC16-A10a-039, A10a-039-2016. For coverage amounts over $100,000 Base Policy Numbers ICC17-SIT-2, 2017-SIT-2.
#UFCU does not provide tax or legal advice. For such guidance, please consult a qualified tax and/or legal advisor.

Get your quote today

Bonds

Rely on UFCU when you need to guarantee the performance of a contract, responsibility, or legal obligation with a surety bond.

We partner with several personal and commercial bond providers and are committed to providing you the bond you need. UFCU offers many personal bonds including Lost Instrument, Title, Notary, and more.

Request a quote

Mexico

Protect your vacation mindset-and your financial well-being-with insurance for your vehicle while traveling in Mexico. UFCU can help you find the right policy for your travel plans.

Coverage is available for physical damage, total theft and vandalism of your vehicle, as well as your personal liability, legal assistance, medical payments, roadside assistance, medical evacuation and return tickets home.

Get a free online quote

Wedding

Your wedding day should be worry-free. Make a commitment to your peace of mind and let UFCU connect you with solid financial protection for your special event.

Choose from several types of coverage for your wedding, rehearsal and rehearsal dinner, including cancellation/postponement, lost deposits, special attire, special jewelry, event photographs and video, liability and liquor liability.

Request a quote

Call for Free Quote

(800) 223-4197 or (512) 421-8100

Pet Insurance

Protect your furriest and featheriest family members with UFCU’s pet insurance through Nationwide®.

Coverage is available worldwide for dogs, cats, birds, and exotic pets at preferred UFCU Member pricing. Insurance that helps you provide your pets with the best care possible by reimbursing you for eligible vet bills related to accidents, illnesses and more.

Request a quote
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