Great Rates to Grow Your Savings

Effective 10/04/22, Money Market account balances remain at UFCU and funds continue to be eligible for NCUA insurance. Interest is calculated daily, compounded and credited monthly.

Account Type Rate APY
Money Market (up to $10,000) 0.010% 0.01%
Money Market w/ Bonus Dividend1 (up to $10,000) 0.060% 0.06%
Money Market ($10,000 to $50,000) 0.150% 0.15%
Money Market ($50,000 to $100,000) 0.499% 0.50%
Money Market ($100,000 to $500,000) 0.995% 1.00%
Money Market ($500,000 to 1,000,000) 1.243% 1.25%
Money Market (greater than $1,000,000) 1.982% 2.00%

Effective Date: January 18, 2023 (terms subject to change)

1Bonus Dividend applies only to the first $10,000 in Money Market share deposits for accounts with at least 10 qualifying transactions monthly in the same Member’s checking account.

Earn a Bonus Dividend

Members can sweeten their Money Market savings with an additional .05% APY (over the standard rate). The Bonus Dividend rate is earned on the first $10,000 in Money Market Share deposits.

We’ll automatically apply your bonus dividend rate when you perform at least 10 qualifying checking account transactions* in a single month:

  • Use your debit card to make a purchase
  • Perform a UFCU Bill Pay transaction
  • Direct deposit your payroll check
  • Write a check
  • Make a deposit
  • Transfer money to or from your accounts
  • Pay your bills
  • Make a deposit or withdrawal at an ATM

Visit your local branch to learn more

Mobilize Your Money Market

Access UFCU wherever you are and make quick, easy deposits with mobile banking.

Learn more

Still Have Questions?

Read our Frequently Asked Questions About Money Markets , and always stay on top of your financial health by knowing the terms of your accounts .

APY = Annual Percentage Yield

Dividends are based on UFCU's earnings at the end of a dividend period and cannot be guaranteed.

* Checking account transactions that do not qualify for the UFCU Money Market Bonus Dividend rate are fees, posted dividends, or returned items.

How much will you earn?

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This information is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.

Willing to wait for a higher rate?
Earn 0.50–3.25% APY