Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
-
![]()
Certificates: Low Risk and Reliable Return
When you have some cash saved up, you want to help it grow and keep it safe. A certificate could be the option that gives you the best of both worlds. -
![]()
Protect Your Password from Hackers
Protecting your password requires being savvy and diligent. Use these strategies to help keep your passwords and accounts secure. -
![Amid the chaos of moving, a child and an adult pause to share a joyful high-five.]()
Can U Borrow Money for a Down Payment?
Discover five strategies to borrow money for a down payment on a home, including home equity, personal loans, retirement funds, and down payment assistance programs. -
![]()
Buying a Home? Surround Yourself with the Right Team
If you are looking to buy a home, surround yourself with an experienced, trusted team of professionals. -
![]()
5 Things to Know Before You Buy Your First Home
Buying your first home is a huge milestone. Planning ahead can help you achieve the dream of homeownership. Consider these five essential tips to help you navigate the process smoothly, including budgeting, saving, searching, and more. -
![]()
How Do Home Equity Loans Work?
The equity in your home can be leveraged to help fund home improvements, emergency expenses and even college. Our Mortgage Services team can help you determine if a home equity mortgage is right for your situation. Learn more at Home Loans or call our Mortgage Services Team at (512) 997-HOME (4663) or (800) 476-8409. -
![]()
Finding or Financing? What Comes First?
It’s easy to get excited about shopping for your next home, but without knowing what you can afford, you could waste valuable time and miss out on great opportunities. Getting prequalified for your mortgage can speed your home search and improve your chances that your offer will be accepted. -
![]()
How to Build a Budget When Buying a Home
There are many upfront and ongoing costs when you purchase a home, and your regular monthly expenses can also change. Understand how to build your budget so you can be a prepared homeowner. -
![]()
Ready to Buy a Home? Here’s What Not to Do
You’ve heard all the advice about what to do to prepare, but there’s more to it than that. Before you begin looking at homes and negotiating a contract, you should know about some moves that could significantly hurt your chance of getting that home loan. Here are three things not to do when a new home purchase or even a refinance is in your future. -
![]()
Lifetime Membership Is Standard
Did you know that once you become UFCU Member, you’re a Member for life? Learn more about how UFCU is ready to be your financial partner, regardless of where life takes you. -
![]()
Get a Little Face Time — UFCU Your Way
There are only a few transactions that require in-person service, but we get it. Sometimes you need a little face time. Learn how to manage your finances in person with UFCU drive-thru service, ATMs, or lobby appointments. -
![]()
Three Tips for Managing an Inheritance
If an inheritance windfall comes your way, here are three tips for managing it wisely. -
![]()
Are You Ready to Retire? Ask Yourself These Seven Questions
If you are thinking of retiring, take this retirement readiness test. -
![]()
The 2025 Social Security Fairness Act, Explained
The 2025 updates to Social Security laws bring significant benefits for public sector workers, teachers, firefighters, and police officers. Ensure your information is current with the SSA to maximize these advantages and secure a brighter retirement future. -
![]()
How to Stay on Financial Track
Want the coming year to be a great one for making progress on your financial goals? Follow these tips to set your financial goals and stay on track. -
![]()
Three Ways to Learn More About Investing
Are you eager to understand the world of Investments? Here are three ways you can get started on the path to becoming a knowledgeable investor. -
![]()
Three Tips for Smart Investing
Have you established your career, bought a home, or started a family? If you have, you might be concerned about your financial future. If this sounds like you, it might be time to find the right financial advisor. -
![]()
Relationships Can Last a Lifetime
Your financial advisor might not be the first person who comes to mind when you think about long-lasting relationships. But, why not? Here are three keys to establishing a lifelong relationship with your financial advisor.
.jpg?sfvrsn=c8202ce2_5)
