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Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Best Credit Cards for College Students
Calling all college students: We’re here to help you understand the basics of credit cards, how to choose the right one, and how to build credit in college. -
How to Explain the Value of Money to Kids
When you’re ready to talk to your kids about large sums of money, remember three key points as you consider their responses — perspective, priorities, and practice. -
How to Explain Saving to Kids
Saving money is easier said than done. It’s a learned behavior, and something that many adults struggle with, regardless of their financial situation. Start talking to your kids as early as possible. And for those of us who are no longer kids, it’s never too late to start saving. -
Should I Skip a Loan Payment?
When finances are tight, and they are for a great many people these days, skipped or deferred payment plans can give you some breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know. -
Five Home Organization Ideas – Inspiring, Space-Clearing Tips
You’ve heard of spring cleaning. But every season has its reason to let go and live free of clutter. So here’s to minimizing in order to maximize your life, your productivity, and your time spent with those you love. -
Dial Down Your Wait Time — UFCU Your Way
Learn how to use UFCU automated Phone Banking to manage your everyday banking with the touch of a button, no internet or data plan needed. Phone Banking lets you take care of banking from a landline or mobile phone 24/7. -
Owning a Home Pays at Tax Time
When you buy a home, the mortgage interest you do pay is tax-deductible. So are your property taxes. Mortgage insurance can even be a tax deduction, if you qualify. -
When Is the Best Time to Buy a Used Car?
Learn the best times to buy a car, including winter months and specific holidays, to maximize savings. Get tips on planning, research, and flexibility for the best deals. -
Investing in Land
Whether a neighborhood lot, country acreage or lakeside tract for weekend getaways, investing in land can bring years of enjoyment and be a valuable addition to your investment portfolio. -
The Benefits of Multiple Savings Accounts
Learn four ways having multiple savings accounts can help you stay organized and can even make it easier to reach your savings goals as you’ll lessen temptation and earn more with interest. -
How Budgeting Can Help You Enjoy College Without Debt
Have you ever wondered how to get through college without debt? Here are a few steps that will help you to do just that. -
Four Reasons Why Owning Is Better than Renting
If you’re ready to settle down for the long-term, buying a home is often a wise choice. You get more for your money, you can set down roots, and you build equity over time, which often results in a sound, long-term financial investment. -
The New, Old-Fashioned Road Trip
Road trips have come a long way, and are still an economical way to travel. With some new tools and old-fashioned wisdom, along with our top ten list, you can plan a safe, low-cost, and fun road trip. -
Six Reasons to Go Paperless
If you’re looking to reduce clutter, bank more securely, and save time and money, it’s time to make the switch to paperless options. -
For Love or Money—What to Know About Romance Scams
Romance scammers cheat thousands of people out of their money each year. They will tell you almost anything to get your money. Practice these 5 tips to avoid romance scams, outsmart scammers, and keep your money. -
Understanding Your Credit Report
Learn the ABCs of your credit report, from how it’s compiled and what exactly it contains to how it’s used by creditors, what effects to expect from a negative report and more. -
The Pitfalls of Leasing a Car
Thinking about leasing a car? Make sure you know these pitfalls before you sign on the dotted line. -
Some Things in Life are Free
Instead of paying rent every month, you can put down roots and enjoy the future payoff.