Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Why Investing is Important at Every Age
You’re never too young or old to start investing. The truth is investing is important at every age. Consider these three reasons you might learn to invest, regardless of your birthdate. -
How to Invest for the Very First Time
The world of investing can be overwhelming to those who are new to it. Consider these tips for getting started. -
How to Invest* for Your New Baby
There’s one item on your to-do list after a baby is born that should be automatic: opening a savings account for their future. Here are three ways you might get started. -
Spending Package Includes Sweeping Retirement Plan Changes
The SECURE Act may have the largest impact on retirement planning since the Pension Protection Act of 2006. Many provisions offer enhanced opportunities for individuals and small business owners, but there is one notable drawback for investors with significant assets in traditional IRAs and retirement plans. -
Understanding Risk Tolerance
In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments. -
Four Tips for Adapting to an Empty Nest
In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments. -
Finance Tips for College Grads
Creating a bright financial future takes discipline and motivation, especially for those just embarking upon their careers after graduation. Here are a few key financial tasks that every recent grad should plan on. -
Not Going Off to College? 4 Ways Students Can Adjust
If going away to college this fall is no longer in the cards, here are some ways to adjust for your gap year. -
Five Tips to Help Grads Build Wealth
When you graduate from college, you’ll likely have much of what you need to launch a career and save for the future. Consider these five financial tips for college graduates. -
You’ve Lost Your Job. Now What?
The loss of a job can be emotionally traumatic and financially taxing. Here are some ways to make the most of a worst-case situation. -
Navigating Finances after Divorce
A divorce can be emotionally — and financially — difficult. These steps are important to protect your assets and manage your finances.
*Investments offered through LPL Financial (Member FINRA/SIPC)
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Best Credit Cards for College Students
Calling all college students: We’re here to help you understand the basics of credit cards, how to choose the right one, and how to build credit in college. -
How to Explain the Value of Money to Kids
When you’re ready to talk to your kids about large sums of money, remember three key points as you consider their responses — perspective, priorities, and practice. -
How to Explain Saving to Kids
Saving money is easier said than done. It’s a learned behavior, and something that many adults struggle with, regardless of their financial situation. Start talking to your kids as early as possible. And for those of us who are no longer kids, it’s never too late to start saving. -
Should I Skip a Loan Payment?
When finances are tight, and they are for a great many people these days, skipped or deferred payment plans can give you some breathing room. But what really happens when you skip (or defer) payment on your loan? Here’s what you need to know. -
Five Home Organization Ideas – Inspiring, Space-Clearing Tips
You’ve heard of spring cleaning. But every season has its reason to let go and live free of clutter. So here’s to minimizing in order to maximize your life, your productivity, and your time spent with those you love. -
Dial Down Your Wait Time — UFCU Your Way
Learn how to use UFCU automated Phone Banking to manage your everyday banking with the touch of a button, no internet or data plan needed. Phone Banking lets you take care of banking from a landline or mobile phone 24/7. -
Owning a Home Pays at Tax Time
When you buy a home, the mortgage interest you do pay is tax-deductible. So are your property taxes. Mortgage insurance can even be a tax deduction, if you qualify.