Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
-
![]()
Finding or Financing? What Comes First?
It’s easy to get excited about shopping for your next home, but without knowing what you can afford, you could waste valuable time and miss out on great opportunities. Getting prequalified for your mortgage can speed your home search and improve your chances that your offer will be accepted. -
![]()
How to Build a Budget When Buying a Home
There are many upfront and ongoing costs when you purchase a home, and your regular monthly expenses can also change. Understand how to build your budget so you can be a prepared homeowner. -
![]()
Ready to Buy a Home? Here’s What Not to Do
You’ve heard all the advice about what to do to prepare, but there’s more to it than that. Before you begin looking at homes and negotiating a contract, you should know about some moves that could significantly hurt your chance of getting that home loan. Here are three things not to do when a new home purchase or even a refinance is in your future. -
![]()
Lifetime Membership Is Standard
Did you know that once you become UFCU Member, you’re a Member for life? Learn more about how UFCU is ready to be your financial partner, regardless of where life takes you. -
![]()
Get a Little Face Time — UFCU Your Way
There are only a few transactions that require in-person service, but we get it. Sometimes you need a little face time. Learn how to manage your finances in person with UFCU drive-thru service, ATMs, or lobby appointments. -
![]()
Three Tips for Managing an Inheritance
If an inheritance windfall comes your way, here are three tips for managing it wisely. -
![]()
Are You Ready to Retire? Ask Yourself These Seven Questions
If you are thinking of retiring, take this retirement readiness test. -
![]()
The 2025 Social Security Fairness Act, Explained
The 2025 updates to Social Security laws bring significant benefits for public sector workers, teachers, firefighters, and police officers. Ensure your information is current with the SSA to maximize these advantages and secure a brighter retirement future. -
![]()
Three Ways to Learn More About Investing
Are you eager to understand the world of Investments? Here are three ways you can get started on the path to becoming a knowledgeable investor. -
![]()
Three Tips for Smart Investing
Have you established your career, bought a home, or started a family? If you have, you might be concerned about your financial future. If this sounds like you, it might be time to find the right financial advisor. -
![]()
Relationships Can Last a Lifetime
Your financial advisor might not be the first person who comes to mind when you think about long-lasting relationships. But, why not? Here are three keys to establishing a lifelong relationship with your financial advisor. -
![]()
Income-Based Repayment Plans: 10 Questions to Guide Your Research
Learn if you qualify to take advantage of Income-Based Repayment (IBR) plans. -
![]()
Should You Buy Long-Term Care Insurance?
It can be a difficult topic to discuss, but it’s something that many of us will have to grapple with at some point, if not for ourselves, for a loved one. The longer you live, the greater your chances of needing some form of long-term care. -
![]()
Three Ways New Parents Can Save Money
When you have a baby, it’s easy for expenses to add up. But not all of the typical baby expenses are necessary. If you’re looking for ways to tighten your budget, consider these three expenses that many new parents might categorize as nonessential. -
![]()
Staying Financially Sound During Illness
Should injury or illness strike, the cost of medical treatment can be almost as devastating as the impact to your health. Here are some steps you can take, both proactively and during an emergency, to reduce the financial pain of getting hurt or sick.
*Investments offered through LPL Financial. (Member FINRA/SIPC).
-
![]()
The Benefits of Opening a 529 Plan for Your Child
A 529 plan is a great way to save for your child’s education because they’re tax-free, low maintenance, and available to everyone. -
![]()
Make the Most of a Pay Raise
It’s tempting to simply add a pay raise to your take-home check. But here are five smarter ways to make the most of a pay raise. -
![]()
Paying for Unplanned Medical Expenses
Unexpected medical events can result in costly out-of-pocket expenses. If unforeseen medical costs are in your realm of possibility, consider these six simple steps to position yourself for the future better.
