Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Know Your Driving Habits
Before you start car shopping take a good, hard look at your personal driving habits and determine which car best meets your needs. Here are a few questions to ask yourself before you ever step foot into a dealership. -
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Why Investing is Important at Every Age
You’re never too young or old to start investing. The truth is investing is important at every age. Consider these three reasons you might learn to invest, regardless of your birthdate. -
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Four Tips for Thrifty Summer Travel
Although traveling during summer is ideal for many people, it is unfortunately one of the most expensive times of year to travel. But all is not lost. If you inform yourself and plan ahead, you can still manage to find some pretty good summer vacation deals. Consider these four tips for traveling this summer. -
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Five Tips for Making Your Budget Stick
Consider these five tips financial experts rely on to stay true to their budgets, including relying on cash more often, saving money at the beginning of the month instead of the end, and trying a savings challenge. -
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Four Reasons Why Owning Is Better than Renting
If you’re ready to settle down for the long-term, buying a home is often a wise choice. You get more for your money, you can set down roots, and you build equity over time, which often results in a sound, long-term financial investment. -
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Become a Smarter Car Buyer
While a lot of cars are affordable, they're still considered a large purchase and can significantly impact your budget. Consider these strategies for success the next time you’re in the market for a vehicle. -
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A Closer Look at Credit
Used wisely, credit can be an excellent tool for helping you achieve your financial goals. To help put you on that path, we’ve collected some of the questions our representatives are asked most often, along with the answers. -
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Buy Successfully in a Sellers’ Market
We’ve all heard the term sellers’ market, but what is it? Take advantage of our top 10 list of tips to help you buy a home, in spite of a market that isn’t leaning your way. -
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Paying for Unplanned Medical Expenses
Unexpected medical events can result in costly out-of-pocket expenses. If unforeseen medical costs are in your realm of possibility, consider these six simple steps to position yourself for the future better. -
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Is It Time to Upgrade to a Bigger Vehicle?
Have you outgrown your cute little two-seater or tiny econo-car? Is it time to upgrade your tiny transportation to something larger and more comfortable? Whether you need to make room for a new baby, a big pooch, or your next DIY project, a bigger vehicle might be the answer. Consider these reasons why, and learn what to look for in a larger vehicle. -
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Tips for Teens to Maximize their First Paychecks
Getting that very first job is a rite of passage, and a major financial milestone for teenagers. Consider these recommendations to keep your teens on track once they start earning their own money at their first jobs. -
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Three Ways New Parents Can Save Money
When you have a baby, it’s easy for expenses to add up. But not all of the typical baby expenses are necessary. If you’re looking for ways to tighten your budget, consider these three expenses that many new parents might categorize as nonessential. -
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Five Car Tools That Will Prepare You For Anything
Even with a ride that’s fresh off the factory line, it’s essential to prepare yourself for the headaches of car ownership. -
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Finding or Financing? What Comes First?
It’s easy to get excited about shopping for your next home, but without knowing what you can afford, you could waste valuable time and miss out on great opportunities. Getting prequalified for your mortgage can speed your home search and improve your chances that your offer will be accepted. -
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Make the Most of Summer Car Deals
End-of-season summer shopping may land you some cool deals. If this is your summer for car shopping, consider these tips before you get started. -
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Busting the 20% Down Myth
It’s no longer a hard and fast rule that you need to save 20% before you can buy a home. In today’s mortgage environment, you can buy a home with as little as 3% down. -
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Finance Tips for College Grads
Creating a bright financial future takes discipline and motivation, especially for those just embarking upon their careers after graduation. Here are a few key financial tasks that every recent grad should plan on. -
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Get Savings Savvy
One of the great benefits of being a UFCU Member is having access to a wide range of savings options. But how do you know which strategy is best for you? Here’s a primer on UFCU savings options to help you make the most of your investments.
