Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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How to Explain Budgeting to Kids
Once your child masters the basic concepts of money and how to save it, they might be ready to approach the notion of a savings plan. Here are three simple steps to their first budget. -
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What’s the Ideal Credit Score for Home Loans?
What can you do if you want to qualify or pre-qualify for a mortgage but are concerned your credit score is too low? The good news is that a low credit score is not permanent, and it’s one area you can start working on right away. Find out what credit score you need to buy a home and get five actionable steps to boost your credit score with the aim of homeownership. -
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Car Shopping? Here’s How to Drive Away Happy
Are you ready to buy a new car but dreading the car shopping process? Our five-step D.R.I.V.E. Method can turn your car buying into fun, and help you drive away happy in the perfect vehicle for you. -
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Five Central Texas Adventures Calling Your New Car
If you’re thinking of buying a new car for that next stage in your life, then you’re probably dreaming of all the places that car will lead you. -
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Three Tips to Skip Living Paycheck to Paycheck
Many workers feel their earnings barely stretch to their next paycheck, but there are ways to make your income last longer. -
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Three Tips to Conquer Irregular Expenses
Do you struggle to come up with the cash to pay for your insurance premiums, taxes, or other periodic expenses? If so, you’re not alone. When you pay for something only once or twice a year, it’s more challenging to budget for it successfully. But a little planning can go a long way. Follow these three easy tips to make paying for periodic expenses easier. -
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What’s the Best Option: Cash, Debit, or Credit?
Making a conscientious decision about when to us cash or debit versus credit should be an intentional part of your financial strategy. Here are some reasons why. -
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Understanding Payday Loans and Three Better Options
Some people consider taking out a payday loan when they need cash fast, but think twice. Payday loans are the most expensive way to borrow money, and they can trap you in a cycle of debt. Learn how they work, and get three better options. -
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Mobile Banking — Fast, Convenient, and Secure
With mobile banking, you can securely manage your money right from your smartphone or tablet with a quick tap of your finger. -
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UFCU Your Way — Whenever Your Money Is On Your Mind
Learn all the ways to manage your money at UFCU, including Mobile Banking, Online Banking, automated Phone Banking, drive-thru service, ATMs, lobby appointments, or talking by phone with a Member Services representative. -
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On the Move — UFCU Your Way
Learn about the convenience mobile banking provides and how you can get started. It’s quick, easy and gives you access to your money anytime, anywhere. -
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From Desk to Done — UFCU Your Way
Whether you have a spare five minutes while working at your laptop or just a moment at your computer, Online Banking is an easy, convenient, and safe way to get your banking done, whenever your money is on your mind. -
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How to Explain Money to Kids
Money is a pretty complex concept, if you think about it. We recommend talking to children about money at a young age, to set them on a journey to financial well-being sooner rather than later. -
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Four Reasons to Focus on Saving over Spending
If you’re not sure, consider these four reasons why choosing to save money instead of spend it can really pay off in the end. -
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Get Savings Savvy
One of the great benefits of being a UFCU Member is having access to a wide range of savings options. But how do you know which strategy is best for you? Here’s a primer on UFCU savings options to help you make the most of your investments. -
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Why Staycations Are Cooler Than You Think
Traveling somewhere for a vacation can sometimes be more of a headache than it’s worth. Stay home instead. -
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Six Financial Tips to Start the Year Off Right
Are you on track to achieve your financial goals in 2018? Here are 6 tips to help you stay on course. -
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Three Financial Strategies for Every Grad
It can be difficult for new college graduates to determine just how to prioritize their financial goals. Even though individual life circumstances are different for everyone, all grads would benefit from employing these three financial strategies as they embark on their journeys toward adulthood and financial independence.
