Articles
Knowledge Is Power
We’re here to advise.
Preparing for life’s changes and challenges is no easy task. We’re here to help you make smart financial decisions that push you to the next level of prosperity, and education is your best path to success.
Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.
The Latest Articles
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Three Steps to Less College Debt
Many college students take on significant debt in the form of student loans, consumer loans, or credit card debt. With a little planning and a proper budget, however, you can get through college with little debt, and possibly even some savings. Consider these steps for putting yourself on a path toward more savings, less debt, and better overall financial health. -
Buying a Home: The Basics
Read our simple roadmap for buying your first home: how to prioritize the process, calculate what you can afford, work with real estate professionals and narrow down your search. -
Refinancing Your Mortgage
Refinancing is paying off your existing mortgage with a brand new mortgage. Why and when should you refinance your home—or hold off until a better time? We’ll help you decide. -
Buyer Beware
Purchasing can put you on the radar for unwanted solicitations. Learn about the most common solicitation types and what you should do about them. -
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Buying vs. Renting
This video discusses several important factors to consider when choosing which option is right for you. -
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It’s a Great Year to Buy a House
You might be surprised at how affordable mortgage payments can be at current rates—they may even be comparable to the rent you’re paying now. -
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Get Homegrown Wisdom Before Buying Your First Home
You know those moments—the ones when you realize that your parents were right? Make them work in your favor when you’re considering buying your first home. -
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Ten Tools for First-Time Home Buyers
Do you have a list of projects you want to tackle in your new home? Here are the basic tools you’ll need to get the job done. -
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Home Ownership — The American Dream Lives On
While the housing crisis did impact the desire to own a home, it did not have a long-term effect. The American dream of owning a home lives on. -
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Are You Ready for Home Ownership? Four Ways to Know
It’s not always obvious for first-time home buyers when the time is right to make that big purchase. If home ownership is something you’re working toward, here are four ways to know if you’re really ready. -
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Making Home Ownership a Reality
UFCU staff and referral partners worked together to help 2,993 Members buy or refinance a home in 2016. Learn why the Austin Business Journal has named UFCU Mortgage Services the largest mortgage lender in Austin for two consecutive years now. -
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Why First-Time Home Buyers Need an Agent
Hiring a real estate agent is a very wise decision for first-time home buyers. Consider these five reasons why. -
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Five Fun and Frugal Date Ideas
Interesting in going on a romantic date but worried about the cost? Here are 5 fun and frugal date ideas. -
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Gear Up for Summer Adventure
If you’re looking to purchase a recreational vehicle, boat, or Jet Ski™ to make the most of your summer, consider these common questions and our answers. -
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Three Tips to Help College Graduates Establish their Finances
Recent college graduates can take advantage of these three tips when they’re young, and be well on their way to establishing very strong personal finances from the start. -
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Building Credit from Scratch
If your credit history is sparse, start now to build it up. Having little or no credit is easy to fix with time, patience, and a strategy. -
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Become a Smarter Car Buyer
While a lot of cars are affordable, they're still considered a large purchase and can significantly impact your budget. Consider these strategies for success the next time you’re in the market for a vehicle. -
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Is It Time to Upgrade to a Bigger Vehicle?
Have you outgrown your cute little two-seater or tiny econo-car? Is it time to upgrade your tiny transportation to something larger and more comfortable? Whether you need to make room for a new baby, a big pooch, or your next DIY project, a bigger vehicle might be the answer. Consider these reasons why, and learn what to look for in a larger vehicle.
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