When guarding your credit score, you need to consider more than just the standard credit report.

Did you just graduate from college? Congratulations! Now take a step back and learn how you can build wealth and get started on the right financial foot.

This video discusses several important factors to consider when choosing which option is right for you.

Purchasing can put you on the radar for unwanted solicitations. Learn about the most common solicitation types and what you should do about them.

Would you know if you were having credit problems or were in "Debt Distress?" Get tips for avoiding bankruptcy, checking for errors or negative information in your credit report and more.

University Federal Credit Union uses information from your loan application and your credit report to determine whether to grant credit under the terms you request. Learn what factors we consider.

Learn the ABCs of your credit report, from how it’s compiled and what exactly it contains to how it’s used by creditors, what effects to expect from a negative report and more.

When you borrow from any lender or use any company that bills you for services, paying your obligations as you originally agreed has a big impact on your future access to credit and the rates you will pay.

There are three major credit reporting agencies–Equifax, Experian and Trans Union. Learn how to check all three scores with one easy report through UFCU and myfico.com.

Before investing in an appraisal, you'll want to use your option period to complete all property inspections to your satisfaction. Then, your real estate agent will give us the go-ahead to order an appraisal.

Determining whether it’s best to refinance or to obtain a home equity loan is very complicated and depends on many factors. Let us guide you through what to consider and why.

Refinancing is paying off your existing mortgage with a brand new mortgage. Why and when should you refinance your home—or hold off until a better time? We’ll help you decide.

If you, like many others, are struggling with monthly payments on an Adjustable Rate Mortgage that has re-set to a higher rate, there are options you can take to alleviate the pain.

Whether a neighborhood lot, country acreage or lakeside tract for weekend getaways, investing in land can bring years of enjoyment and be a valuable addition to your investment portfolio.

Many homebuyers confuse mortgage insurance and mortgage life insurance. Mortgage insurance protects the lender from the additional risk associated with low-down-payment loans.

If this is the first time you’ve bought a home, you may be wondering what title insurance is, and if you really need it. We’ll break it down so you can make an informed decision.

Get some guidance on the mortgage application process, including the lowdown on what information you’ll need for the application and what conditions apply to certain requirements.

Today’s homebuyer has a virtual smorgasbord of financing options. Before committing to a mortgage, research what’s available to you and which loan type makes the most sense for your situation.