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NEWS

Understand End-of-Year Deposit Delays

Understand End-of-Year Deposit Delays, longer than average call hold times and appreciate your patience. Are you expecting a direct deposit to clear soon? December brings circumstances that impact our ability to process deposits to your, for those who benefit from UFCU’s early direct deposit perk. If you’re accustomed to receiving your first, to know and do: Rest assured that your direct deposit will clear as soon as possible. Please do, paycheck earlier will not enjoy this regular perk. Directly deposited funds that usually would post

knowledge

TOOLS & ADVICE

Get the 411 on Electronic Auto-Pay

and integration across the ACH network, those payments include direct deposits of salaries, dividends, and Social Security and other government benefits, as well as direct payments for things like utilities, ) authorization to automatically deposit funds into your designated account. Those deposits will be listed on your account statement as a direct or ACH deposit. Why Is There a Delay in Receiving, Is your paycheck automatically deposited in your account? Have you set up automatic bill payments

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Member Services

. Learn more Direct Deposit Skip the hassle of depositing, . Banking Services Direct deposit, . Direct deposit is easy, secure, and free to our Members. Sign up with your account number and UFCU’s routing number (314977405). Direct Deposit forms Wire Transfers, depositing your payroll check Writing a check Make a deposit Transferring to and from your accounts

knowledge

PRODUCTS

ABILITY Account

. Resources & Tools Mobile banking Direct Deposit forms Deposit and Withdrawal Slip (PDF) ABILITY, deposited, so there’s no danger of costly overdraft or interest fees.Questions? Read our FAQs, can deposit funds. All ABILITY account fees and limits are comparable to or better than similar

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MEMBER STORIES

Making Everyday Finances Affordable

Teen Checking. My little brother recently started working, and he is depositing his biweekly income into his checking account with direct deposit. I can’t stress enough how wonderful my

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PRODUCTS

Money Market Account

a UFCU Bill Pay transaction Direct deposit your payroll check Write a check Make a deposit, Direct Deposit Forms Deposit Slip Planning for Your Future Do You Need a Financial Planner, † Dividends Compounded and paid monthly Minimum Deposit $2,500 Monthly Fee $0 Monthly statements, , 2021 ‡ Bonus Dividend applies only to the first $100,000 in Money Market share deposits for accounts, deposits. We’ll automatically apply your bonus dividend rate when you perform at least 10 qualifying

knowledge

PRODUCTS

Teen Checking Account

register. Compare the dollar amount of deposits listed on this statement with the deposit amounts recorded in your check register. Resources & tools Order checks Direct Deposit forms Deposit slip Overdraft Service Disclosure Opening a Checking & Savings Account ATM Safety Tips, are and make quick, easy deposits with mobile banking. Learn more Get Carded Get your instant-issue, deposits since last statement

knowledge

TOOLS & ADVICE

Avoid Holiday Delays — Manage Your Money in Every Season

day, even when they rely on direct deposit. Also, if your paycheck is mailed out a day or two before, last-minute deposits electronically. Many financial institutions’ cut-off time for electronic deposits are later in the evening than their office hours. If you want to make a deposit late the day, . You also can initiate basic transactions — like deposits, online transfers, or wire transfers, banking. Tips to avoid hiccups during the holidays:Wait a day or two for deposits to clear. Deposits

knowledge

PRODUCTS

Plus Checking Account

on this statement with the check amounts listed in your check register. Compare the dollar amount of deposits listed on this statement with the deposit amounts recorded in your check register. Resources & Tools Order Checks Direct Deposit forms Deposit and Withdrawal Slip (PDF) Overdraft, , Certificates of Deposit, and IRA accounts combined under one account number, $ Total deposits since last

knowledge

PRODUCTS

Free Checking Account

& Tools Order Checks Direct Deposit forms Deposit and Withdrawal Slip (PDF) Overdraft Service, $ Total deposits since last statement, with the check amounts listed in your check register. Compare the dollar amount of deposits listed on this statement with the deposit amounts recorded in your check register

knowledge

BEST MATCH

Our routing number is 314977405.

You can also find our routing number inside Online Banking by clicking on the "Routing & Account Number" button at the top of the Balances menu.
Screen grab showing the 'Routing and Account Number' button

Account Number

To locate your account number, log into Online Banking and click on the "Routing & Account Number" button at the top of the Balances menu.
Screen grab showing the 'Routing and Account Number' button

The following pop-up will appear.
Screen grab showing a list of member account numbers

Personal Checking

Excellent customer service is the cornerstone of all our checking accounts, along with free features and benefits.

Business Checking

UFCU’s business checking account offers competitive features for minimal cost, plus the option to earn dividends.

Premium Business Checking

UFCU’s premium business checking account was designed for robust businesses with frequent banking needs.

Personal Savings

At UFCU, your savings goals are important to us. Whatever you’re saving for, we’ll make it easy.

Business Savings

UFCU savings accounts are fee-free, federally insured and easy to manage.

Premium Business Savings

UFCU premium business savings accounts offer competitive rates to support your bottom line.

Money Market

A Money Market account offers high-yield savings, with the flexibility to withdraw or transfer money anytime without penalty.

Auto Loans

Whether you’re purchasing new or used or looking to refinance a vehicle, UFCU offers the same low rates and flexible terms.

Home Loans

Building or purchasing a new home is likely the single largest investment you’ll ever make, and University Federal Credit Union will help you with each step.

Credit Cards

You can count on us to give you great rates, low fees and, of course, second-to-none customer service.

Certificates

UFCU’s short- and long-term certificates will earn you maximum returns for a variety of savings goals.

IRAs

University Federal Credit Union IRAs grow your retirement nest egg by continually earning you compounded dividends and saving you money on taxes. All UFCU IRAs are federally insured to maximum of $250,000, so you can feel secure in your savings.

Financial Tools

Handy forms, calculators and links

Direct Deposit Forms

Use our Forms page to find the direct deposit form for your needs.

You will need your account number and our routing number to complete the forms. To locate this information, log into Online Banking and click on the "Routing & Account Number" button at the top of the Balances menu.
Screen grab showing the 'Routing and Account Number' button

The following pop-up will appear.
Screen grab showing a list of member account numbers

Online Banking FAQs

Information to help you get the most out of UFCU's Online Banking.

UT Payroll Benefits

Receive your paycheck two days early when you direct deposit your UT paycheck to your UFCU account.

Online Banking

Take care of most banking tasks from your home or office, 24 hours a day.

Online Banking FAQs

Information to help you get the most out of UFCU's Online Banking.

Mobile Banking

With UFCU mobile banking, including apps for iPhone, iPad and Android devices, your finances are always at your fingertips.

Mobile Banking FAQs

Information to help you get up and running with UFCU's Mobile Banking.

Quick Service Guide

We are continually adapting to meet your needs and safety. For the most up-to-date service information, please view our Quick Service Guide.

Locations

Opening and closing times vary per location.

Holiday Schedule

UFCU Financial and Contact Centers will be closed in observance of these holidays.

Wire Transfers

Transfer funds to or from anyone.

Online Banking FAQs

If you have trouble syncing your account with your third-party personal finance manager, please contact your personal finance manager for further troubleshooting:

Prioritize Your Security

Learn about reporting and guarding against fraud.

Card Fraud

To report potential fraud, or notify us about a lost or stolen card, visit any branch or contact Member Services at (512) 467-8080  or (800) 252-8311.

Lost or Stolen Card

To report potential fraud, or notify us about a lost or stolen card, visit any branch or contact Member Services at (800) 467-8080 or (800) 252-8311.

Card Fraud

To report potential fraud, or notify us about a lost or stolen card, visit any branch or contact Member Services at (800) 467-8080 or (800) 252-8311.

Careers

We’re always looking for great talent. If you’re looking for a career with a socially conscious, service-oriented organization and want to have fun while you’re at it, join our growing team.

View Open Positions

PlanU

Your connection to tools, resources, and guidance that will put you in control of your financial health.

Expert Tips & Guidance

Rely on us for honest, practical advice that can help you manage your money, invest and save, build good credit, buy a car or a home, and more. Whatever you’re striving toward, we’re here to help you get there.

Quick Service Guide

Need to make an appointment? Visit our Quick Service Guide for more information on when and where to find the services you need.

Cashier's Checks

Cashier's Checks are available in our drive-thrus. The service guide will let you know when and where you can pick some up.

Money Orders

Money Orders are available in our drive-thrus. The service guide will let you know when and where you can pick some up.

Debit Cards

If you've lost or need to replace your debit card, visit a branch lobby or drive-thru to get a new one. The service guide will let you know when and where you can pick one up.

Annual Meeting

As a Member-owned cooperative, UFCU conducts an annual membership meeting to inform you of the cooperative's condition. Watch a video of the most recent annual meeting.