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Apply for a Vehicle Loan

Apply for a Vehicle Loan, Skip to Main Content Vehicle Loans Members To apply online for a UFCU Vehicle Loan, please log in to UFCU Online Banking and select "Loan Application". Non-members You can still take advantage of our great rates and apply for an auto loan! Proceed with our non-member application now. auto loan, car loan, apply online University Federal

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Apply for a Personal Loan

Apply for a Personal Loan, Skip to Main Content Personal Loans Members To apply online for a UFCU Personal Loan, please log in to UFCU Online Banking and select "Loan Application". Non-members You can still take advantage of our great rates and apply for a personal loan! Proceed with our non-member application now. University Federal Credit Union

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PRODUCTS

UT Golf Club Membership Loans

and privileges Hole-in-One Rates 4% over the current stated secured loan rate based on term and score. UFCU sets loan rates based on the term of the loan (in months) and the credit history, ? Loan Amount Payment Amount Loan Amount, Loan Rate Loan Principal, Loan Calculator - Results Table Loan Rate Loan

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Personal Loans

. Unsecured Personal Loan Fund one-time expenses at reasonable rates, other just-this-once costs with a UFCU Signature unsecured personal loan. Rates Term, Secured Personal Loan Leverage your share or certificate account for lower borrowing, you to use your savings as security, guaranteeing your personal loan and unlocking lower interest rates—all while your savings continue to earn dividends. Rates are 3% over the stated dividend rate

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RV & Boat Loans

Credit Union offers competitive rates and flexible terms for new and used boats, recreational, Online Rates to Keep You Moving, plus* 4.75% 4.95% 5.95% 9.20% 14.25% 17.05% *Loan-to-value ratio of 90 to 99% = 1% rate reduction *Loan-to-value ratio of less than 90% = 2% rate reduction Rate discounts do not apply, ? Loan Amount Payment Amount Loan Amount

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MEMBER STORIES

The UFCU loan process was as smooth as could be.

The UFCU loan process was as smooth as could be, I recently did a home loan with UFCU, and it was really great. I first became aware of UFCU after someone told me about the rates and the physician program. My loan application process was as smooth as could be. To me, there are a couple of things: one is the time required to go through a loan process — you want to get through it as quickly as possible. The other is getting the best rates. With UFCU, I was able to secure competitive rates with several options. But what I most appreciated

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TOOLS & ADVICE

What Will Happen to Mortgage Rates in 2017?

What Will Happen to Mortgage Rates in 2017?, You most likely already know what a mortgage is. It’s a loan people take out in order, rates. And by extension, many people don’t realize how their monthly payments and the overall cost, rates have been at historic lows ever since the 2008 recession that imploded the housing market. This was great for many families because for several years, low mortgage interest rates helped heal, rates. This was refreshing after so many people lost their homes during the housing crisis. Visit

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Commercial Real Estate Loans

loans for the properties listed above Finance with Confidence Our loan terms are designed, years (30 for multi-family) Customized loan structures to suit your investment parameters Fixed interest rates No prepayment penalties We can also help with owner-occupied loans starting, amortization Up to 15-year terms, with a 15-year amortization Fixed interest rates No prepayment, much will you pay? Loan Amount Payment Amount Loan Amount

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Financial Tools

and banking services. Download forms Calculators See what you’ll earn at current rates, calculate loan payments and more. Browse calculators Rates & Fees Get the full rundown of our interest rates, for your auto loan contract. Verify with ImCovered.com FAQs Get answers to all your questions

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UFCU's First Time Home Buyer Program

rates are low. Use our online loan application or call (512) 997-HOME (4663) for more details today, and asset verifications and approval. Rates and programs are subject to change. UFCU's First Time Home Buyer's Program Low fixed rates - to make your payments affordable If approved, the only, home buyer, low rates,credit union University Federal Credit Union's First Time Home Buyers Program

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BEST MATCH

Our routing number is 314977405.

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Personal Checking

Excellent customer service is the cornerstone of all our checking accounts, along with free features and benefits.

Business Checking

UFCU’s business checking account offers competitive features for minimal cost, plus the option to earn dividends.

Premium Business Checking

UFCU’s premium business checking account was designed for robust businesses with frequent banking needs.

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Personal Savings

At UFCU, your savings goals are important to us. Whatever you’re saving for, we’ll make it easy.

Business Savings

UFCU savings accounts are fee-free, federally insured and easy to manage.

Premium Business Savings

UFCU premium business savings accounts offer competitive rates to support your bottom line.

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Money Market

A Money Market account offers high-yield savings, with the flexibility to withdraw or transfer money anytime without penalty.

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Auto Loans

Whether you’re purchasing new or used or looking to refinance a vehicle, UFCU offers the same low rates and flexible terms.

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Home Loans

Building or purchasing a new home is likely the single largest investment you’ll ever make, and University Federal Credit Union will help you with each step.

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Credit Cards

You can count on us to give you great rates, low fees and, of course, second-to-none customer service.

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Certificates

UFCU’s short- and long-term certificates will earn you maximum returns for a variety of savings goals.

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IRAs

University Federal Credit Union IRAs grow your retirement nest egg by continually earning you compounded dividends and saving you money on taxes. All UFCU IRAs are federally insured to maximum of $250,000, so you can feel secure in your savings.

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Financial Tools

Handy forms, calculators and links

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Online Banking FAQs

Information to help you get the most out of UFCU's Online Banking.

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UT Payroll Benefits

Receive your paycheck two days early when you direct deposit your UT paycheck to your UFCU account.

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Online Banking

Take care of most banking tasks from your home or office, 24 hours a day.

Online Banking FAQs

Information to help you get the most out of UFCU's Online Banking.

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Mobile Banking

With UFCU mobile banking, including apps for iPhone, iPad and Android devices, your finances are always at your fingertips.

Mobile Banking FAQs

Information to help you get up and running with UFCU's Mobile Banking.

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Online Card Management

Log into ezcardinfo.com to manage your credit card online or log into Online Banking and pick "Credit Cards".

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Locations

Opening and closing times vary per location.

Holiday Schedule

UFCU Financial and Contact Centers will be closed in observance of these holidays.

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Wire Transfers

Transfer funds to or from anyone.

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Forms
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Online Banking FAQs

If you have trouble syncing your account with your third-party personal finance manager, please contact your personal finance manager for further troubleshooting: