Perform the following qualifying transactions from Thursday 12:01 am CST May 1, 2025, to Wednesday at midnight on December 31, 2025, you have a chance to win $1000 every month. Here’s how you can enter and win BIG:

1. Only open to students enrolled for the Fall 2025 Academic Semester at University of Texas at Austin (“University of Texas”), Texas State University (“Texas State”), St. Edward’s University (”St. Edward’s”), Huston-Tillotson University (“Huston-Tillotson”), Concordia University (“Concordia”), Austin Community College (“ACC”), Southwestern University (“SU”).
2. Open an account: Start by opening a new account with UFCU.
3. Use your UFCU VISA® debit card: Use your card for everyday purchases.
4. Get entered to win: Make at least one purchase each month for automatic entry.

Don’t miss out — this offer is valid for qualifying transactions from Sunday 8:00 am CST June 1, 2025 to Wednesday at midnight on December 31, 2025 through December 31, 2025. Swipe your way to 1K!

UFCU “$1K4U” Drawing Official Rules

1. No Purchase Necessary to Enter and Win.


2. Must be a person age 18 and older and have a valid social security number to participate in the UFCU “$1K4U” Drawing (“Drawing”) Sunday from 12:01 AM May 1, 2025 through 11:59 PM Wednesday, December 31, 2025.


3. Must have opened a Dividend Bearing account to be entered into the drawing.


4. Subject to the limitations contained herein, eligible persons may enter the Drawing from Thursday May 1, 2025 12:01 AM Central Standard Time (“CST”) through Tuesday September 30, 2025 6:00 PM CST through any of the following methods:


• Automatic Entry. Eligible persons who open a UFCU checking account from Sunday 8:00 am CST June 1, 2025 to Wednesday at midnight on December 31,2025, activate their debit card, and utilize their new UFCU debit card to make at least one (1) purchase of any amount in the corresponding month will be automatically entered into each qualifying month’s drawing. The debit card holder will continue to be entered in subsequent drawings if it is used within each timeframe.


• To enter by mail, submit an original handwritten 3” x 5” card without charge or obligation with your name, mailing address, email address, phone, age, and member account number, if applicable (all information must be included to be considered a valid entry), to “$1K4U”, Attn: Business Development, PO Box 9350, Austin, Texas 78766-9350.


5. Entries are subject to the following qualifications unless otherwise indicated above:


• Drawing is limited to students enrolled for the Fall 2025 Academic Semester at University of Texas at Austin (“University of Texas”), Texas State University (“Texas State”), St. Edward’s University (”St. Edward’s”), Huston-Tillotson University (“Huston-Tillotson”), Concordia University (“Concordia”), Austin Community College (“ACC”), Southwestern University (“SU”), (collectively “Qualifying Universities”) who open a UFCU checking account during their respective Summer 2025 Orientation (during the dates mentioned in paragraphs 1 and 2 above) of each university.


• In order to correctly identify eligible persons, individuals submitting entries must be enrolled in one of the Qualifying Universities, and “University of Texas,” “Texas State,” “St. Edwards,” “Huston-Tillotson,” “Concordia,” “ACC” or “SU” must be selected as the qualifying field of membership during the application process. Notwithstanding anything to the contrary, below, winners will be asked for a corresponding student ID or other proof of enrollment when claiming a prize.



Number of Winners	Prize	Date Mailed Entries Received by	Dates Debit Card Used	Drawing Date
1	$1000	07/01/2025	05/01/2025 - 06/30/2025	07/10/2025
1	$1000	08/01/2025	07/01/2025 – 07/31/2025	08/11/2025
1	$1000	09/01/2025	08/01/2025 – 08/31/2025	09/10/2025
1	$1000	10/01/2025	09/01/2025 – 09/30/2025	10/10/2025
1	$1000	11/01/2025	10/01/2025 – 10/31/2025	11/10/2025
1	$1000	12/01/2025	11/01/2025 – 11/30/2025	12/10/2025
1	$1000	01/01/2026	12/1/2025 – 12/31/2025	01/09/2026

• Entries submitted by mail are limited to one per person per month and must be received by the dates listed above by 11:00 AM CST to be eligible. UFCU assumes no responsibility for lost, late, incomplete, stolen, misdirected, illegible, or postage-due mail entries.


6. Need not be present to win. Drawings will be held on or the drawing dates indicated in Paragraph 5, below, to “UFCU $1k4U”, 8303 N MoPac Expressway, Suite B-127, Austin, TX 78759. Entries are not cumulative and are valid for one drawing only. Using your debit card in any applicable month, qualifies you for the following month’s drawing. Winner must have a valid Social Security number, be a UFCU member in good standing, and photo identification must be provided.


7. Winner will be notified via phone or email on the corresponding drawing date reflected below. To claim the prize, winner must respond to phone or email notification within three (3) calendar days or the prize will be forfeited. In the event the winner is unable to be contacted, the winner’s timely response is not received, or the winner declines the prize, UFCU reserves the right to choose an alternate winner by random drawing from all remaining eligible entries no more than three (3) calendar days after UFCU becomes aware of the forfeiture. All decisions are final and are at UFCU's sole discretion. Each prize (retail value not to exceed $1000.00) will be awarded by a random drawing of all eligible entries. Prizes will be deposited into each winning entrant’s UFCU account within seven business days of contact with the winner. It will be deposited into the winner’s oldest savings share at UFCU.


8. By participating the participants individually agree to hold UFCU and its directors, officers, and employees harmless against any and all claims and liabilities arising out of any injury or damage that may be caused or claimed to be caused out of participating in the Drawing and, if applicable, the acceptance or use of the prize.


9. Funds awarded are considered interest and may be reported on IRS form 1099-INT.ll state and federal taxes are the sole responsibility of each winner.


10. Odds of winning depend on the number of entries received.


11. UFCU may suspend or amend the official rules of the $1K4U promotion at any time without notice. All rights reserved. By accepting a prize, the winner(s) consent(s) to disclosure of his/her/their name(s) and agree to grant UFCU the right to use his/her/their name(s) for promotional purposes without further compensation or permission, except where prohibited by law.


12. The potential winner may be required to execute and return to Sponsor a notarized Affidavit of Eligibility, a Liability Release, and, except where prohibited by law, a Publicity Release (an “Affidavit/Release”) in the form(s) provided by Sponsor in order to claim his/her prize. The Affidavit/Release must be returned to Sponsor by the date and/or time indicated. If the potential winner cannot be contacted within seven (7) days of the first attempt to contact him/her, or if the potential winner fails to return the Affidavit/Release within the specified time, or if any prize or prize notification is returned as undeliverable, or if the potential winner is found to be ineligible, or if the potential winner does not comply with the Official Rules or the requests of Sponsor, then the potential winner may be disqualified and an alternate winner selected by Sponsor in its sole discretion in his/her place, at random from among all eligible non-winning entries received by Sponsor for the Promotion.


13. RELEASE. By entering, each entrant forever, fully and irrevocably releases and holds harmless Sponsor and its parents, subsidiaries and affiliates, and their respective agents, advertising and promotion agencies, affiliates, Promotion partners and prize suppliers, and Facebook, and all of their respective employees, officers, directors, shareholders and agents from and against all claims, damages or liabilities arising in whole or in part, directly or indirectly, from entrant’s participation and/or entry in the Promotion and/or entrant’s award, receipt or use of any prize awarded in the Promotion.


14. The following individuals are not eligible to enter or win the Drawing: volunteers, independent contractors, and employees of UFCU, and all of their immediate family members (spouse, parent, child, sibling, in-laws, and/or the household members of each). The Drawing is intended solely for viewing and participation in the United States where allowed and must be construed and evaluated solely under federal, state and local laws.


15. By submitting an entry, you accept and agree to be bound by these Drawing rules. Any violation of these rules will result in disqualification. The Drawing is void where prohibited or restricted by law.


16. DISPUTES. Entrant agrees that: (a) any and all disputes, claims and causes of action arising out of or connected with this Promotion, or any prizes awarded shall be resolved individually, without resort to any form of class action, and solely and exclusively in a federal or state court located in the State of Texas; entrant submits to sole and exclusive personal jurisdiction to said courts in the State of Texas for any such dispute and irrevocably waives any and all rights to object to such jurisdiction; (b) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, but in no event attorneys’ fees; and (c) under no circumstances will entrant be permitted to obtain awards for and entrant hereby waives all rights to claim punitive, incidental, consequential, and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of entrant or Sponsor in connection with the Promotion shall be governed by, and construed in accordance with, the laws of the State of Texas_, without giving effect to any choice of law or conflict of law rules of provisions (whether of the State of Texas, the United States, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Texas.