Overdraft Services FAQ
If I opt in to Courtesy for everyday debit card signature transactions, will my items always be paid?
Items may be paid; however, misuse of this service will result in termination of those services. This means we do not guarantee we will always authorize and pay any type of transaction when there is not enough money available in your checking or designated overdraft protection accounts to cover the item.
Currently, UFCU offers Courtesy Pay for debit card signature-based transactions performed without using your PIN (Personal Identification Number).