Overdraft Protection Transfer serves as a safeguard for your account should you exceed your balance through a check or debit card purchase. Think of it as a free purchase protection service. If you exceed your balance, Overdraft Protection will cover the additional amount by automatically transferring funds from a linked account(s). You have the flexibility to choose where you want funds to come from — whether it’s your savings account, Money Market, Line of Credit, or another UFCU checking account. When selecting multiple accounts, you can specify the order from which you’d like us to pull funds.