Free Checking

Your Money, Your Way

No Minimums. No Monthly Fees. Just Free Checking¹

No minimums or monthly fees

Enjoy 24/7 access to your account, free of charge. Plus, there’s no minimum balance needed to open, keep, or use your account.

Get paid early

Enjoy your paychecks up to two days early with Direct Deposit.

Fee-free ATMs

Access 55,000+ locations worldwide, and deposit cash at 3,800+ ATMs through the Allpoint Network.²

Visit a branch and get your card immediately, in a style that suits you.

Access your account 24/7, deposit checks, transfer money, pay bills, and more — all from your phone.

UFCU offers a variety of ways to manage your money, wherever you may be.

1 Must meet eligibility requirements. Certain restrictions apply. Rates are variable and subject to change after an account is opened.

2 Deposits at Allpoint ATMs are subject to daily limits, visit a branch for larger deposits.