Transferring Funds

Managing your money should be easy. That's why it’s important to have quick transfer options to send and receive money online. Consider these six online money transfer services.
Manage Your Finances

Online money transfer services give you more flexibility than ever to put your money where you need it, when you need it. Read on for six ways to move money securely.

  1. Easily send money to anyone nationwide with a mobile number through UFCU. In Online Banking or the Mobile app, select Pay & Transfer. Then, choose Transfer to a Non-UFCU Member and enter the recipient's phone number or email. The recipient will receive a link explaining how to receive the money transfer. Note that this feature is not available for international transfers.

  2. External bank transfers. You can make domestic account transfers within Online Banking or the Mobile app. Select Pay & Transfer, then choose Transfer To/From Your External Accounts. These accounts must be within the United States.

    You must complete a one-time external account verification before the account transfer. Once verified, you can make domestic payments or set up domestic account transfers to and from your UFCU accounts.

  3. Instant Transfers to another UFCU Member. If the recipient is also a UFCU Member, you can instantly transfer to their UFCU account. In Online Banking or the Mobile app, select Pay & Transfer. Then, Choose Transfer to Another Member.

    Provide the recipient’s last name, nine-digit account number, and the share ID, which could be a banking (share) or a loan account. If needed, you can add a comment that the recipient can see.

  4. Third-party digital payment services. Your UFCU account can fund many digital payment services domestically ( PayPal®, Google Pay®, Venmo®, Cash App®, and Apple Pay®). Please visit our Digital Payment Services page to learn how to link your UFCU account.

  5. Make automatic recurring payments with Bill Pay. Our free Online Banking Bill Pay service is one way to pay businesses directly from your UFCU account. Select Pay & Transfer, then choose Pay a Bill.

    You must authorize the Bill Pay payment through UFCU Online Banking or the Mobile app. Once authorized, you can send or schedule one-time or automatic recurring payments domestically. UFCU will send electronic payments or a paper check when necessary. For additional help, visit Bill Pay FAQs.

  6. Send and receive money online with Zelle®. Zelle is a convenient transfer option available within Online Banking or the Mobile app. To send or receive money online with Zelle, select Pay & Transfer. Under the Zelle section, select Send Money. Note that you may only send money domestically with Zelle.

    For more information on Zelle, visit our Zelle page.

Consult the Quick Service Guide
Want to know about more services we offer? Check out the Quick Service Guide.


Online banking is subject to Digital Service Account Disclosures.