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You may feel emotionally ready to move out on your own, but are you financially prepared? Living independently means much more than not having to be home by curfew; it comes with a great deal of financial responsibilities. Before you take the leap, know how much the big move will cost you, now and in the future.
Of course if you will have roommates, you’ll be sharing at least some of these costs. But even with a quick estimation you can see that you may need to save quite a lot to leave home.
If you are sharing your home with roommates, establish how the bills will be paid from the beginning. You may be able to split some and each send a check for your portion of the amount due. Another option is for one of you to act as money manager and collect from the others. However you arrange it, if the accounts are in your name, know that you are responsible for sending the complete payment in on time.
Moving out and living independently for the first time can be a thrilling experience. You can make it even better by being financially prepared and responsible from the beginning.
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