Member Services

Our Members Deserve the Best

At UFCU, we pride ourselves on our relationships with our Members. Take advantage of unmatched benefits and services designed to give you the most personal, rewarding banking experience.

Online Banking

Take advantage of free and convenient 24/7 access to all of your UFCU accounts.

Manage your accounts, transfer money, download statements, pay bills, and more.

Learn more about Online Banking.

Log in

Mobile Banking

Access your UFCU accounts whenever, wherever you are.

Register for UFCU mobile banking or download our app to access your account balances, view your account history, and make secure mobile deposits.

Learn More

Download the App


iPhone
iPad
Android Phones
Android Tablets

Phone Banking

Don’t have access to the Internet? Call your to-do list done with our free, automated phone services.

Check balances, verify deposits, make loan payments, and more — most everyday financial transactions can be performed over the phone.

Create your Phone Verification Code today.

Learn more

Pre-Order Pickup

Order online.
Pop in for pickup.
Get back to life.

Pre-Order Pickup is free, easy, and designed to get you back to the business of living. Order commonly requested items such as money orders and debit cards, and pick them up when they’re ready without waiting in line.

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Digital Payment Solutions

Simplify the way you shop.

UFCU offers several easy and secure digital payment solutions. Choose from Apple Pay®, Google Pay™, Samsung Pay™, PayPal™, Visa Checkout™, and more.

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Account Alerts

Stay on top of spending and keep your accounts secure.

Sign up for UFCU Account alerts or register your VISA® debit card for Visa Purchase Alerts. These are free services that couldn’t be simpler: You provide your contact information. You define the criteria that triggers an alert. You stay informed.

Learn more

Direct Deposit

Skip the hassle of depositing paychecks and access your earnings instantly in your UFCU account — no trip to the bank required.

Direct deposit is easy, secure, and free to our Members. Sign up with your account number and UFCU’s routing number (314977405).

Direct Deposit forms

Wire Transfers

We make sending and receiving money quick and painless. Outgoing transfers requested before 1:30 PM, and incoming transfers received before 3 PM, will be processed the same day.

Transfer funds to or from anyone:

  • Outgoing domestic transfers: $12
  • All incoming transfers: $3

Note: UFCU no longer offers outgoing international transfers.

Send Funds

Savings Bonds

Ready to cash in your Series EE/E Federal Savings Bond? University Federal Credit Union will redeem it for you at no cost.

Savings Bonds are sold through the US Department of the Treasury and can be redeemed at UFCU in accordance with federal regulations, as long as all identification requirements are met.

Purchase Savings Bonds Online


TreasuryDirect

Money Market Membership Rewards

Earn an additional .20% APY on your Money Market account (on top of the standard rate) by performing at least 10 checking transactions* each month.

Qualifying checking account transactions include:

  • Using your debit card to make purchases
  • Performing UFCU Bill Pay transactions
  • Direct depositing your payroll check
  • Writing a check
  • Make a deposit
  • Transferring to and from your accounts
  • Paying your bills
  • Making deposits or withdrawals at ATMs

APY = Annual Percentage Yield; rates subject to change.

* Checking account transactions not included in UFCU᾿s Membership Rewards program are fees, posted dividends or returned items.

Money Market Accounts

Tax Preparation

Save up $15 on TurboTax®.

Learn more

Credit Union Members Save More

 

Get exclusive discounts on new car purchases, mobile phone bills, shopping and more.

Love My Credit Union

Auto Loans

Whether you’re purchasing new or used or looking to refinance a vehicle, University Federal Credit Union offers the same low rates and flexible terms.

You can apply online or give us a call at (512) 498-CARS (2277).

Already have a loan and need to know your pay-off amount? Contact member services.

Learn More
Apply Online

Give us a call

(512) 498-CARS (2277)

Buy Online

Together with UFCU, Carvana can help you buy online, and get the car you want, when you want it, how you want it.

You can apply now to see what you qualify for, OR learn more at Carvana.com/UFCU.

Learn More
Apply Online

Extended Warranty

An Extended Warranty, also known as Mechanical Breakdown Protection (MBP), offers full coverage above and beyond the original manufacturer’s warranty.

Benefits include 24-hour roadside assistance, rental vehicle assistance, $0 deductibles, and the choice of any licensed repair facility nationwide.

Get a Quote

Guaranteed Asset Protection

Close the “gap” in coverage left by your primary car insurance to avoid financial hardship and protect your credit.

GAP protects you, your investment and your credit from significant financial loss if your vehicle is lost or stolen.

Get a Quote

Debt Protection

When life takes an unexpected turn, Debt Protection can help relieve financial stress and protect your credit.

Suspend your auto loan payment without penalty or added interest in the event of disability, hospitalization and other sudden changes.

Learn More
Get a Quote

Get Paid Early

Receive your paycheck two days early when you direct deposit your UT paycheck to your UFCU account.

Posting Dates

UT Official Pay Date UFCU Posting Date
Monday 12/3/2018 Saturday 12/1/2018
Wednesday, 1/2/2019 Tuesday, 1/1/2019
Friday, 2/1/2019 Wednesday, 1/30/2019
Friday, 3/1/2019 Wednesday, 2/27/2019
Monday, 4/1/2019 Saturday, 3/30/2019
Wednesday, 5/1/2019 Monday, 4/29/2019
Monday, 6/3/2019 Saturday, 6/1/2019
Monday, 7/1/2019 Saturday, 6/29/2019
Thursday, 8/1/2019 Tuesday, 7/30/2019
Tuesday, 9/3/2019 Sunday, 9/1/2019
Tuesday, 10/1/2019 Sunday, 9/29/2019
Friday, 11/1/2019 Wednesday, 10/30/2019
Monday, 12/2/2019 Saturday, 11/30/2019
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