Member Services

Our Members Deserve the Best

At UFCU, we pride ourselves on our relationships with our Members. Take advantage of unmatched benefits and services designed to give you the most personal, rewarding banking experience.

Banking Services

Direct deposit, digital payments, wire transfers, plus in-person and anytime, anywhere banking
Rewards & Benefits

Membership Rewards Programs for our Members
Vehicle Services

Extended warranties, GAP protection, online auto shopping, and debt cancellation
UT Payroll Benefits

Advance payroll for University of Texas employees

Online Banking

Take advantage of free and convenient 24/7 access to all your UFCU accounts with anytime, anywhere banking.

Manage your accounts, transfer money, download statements, pay bills, and more.

Learn more about Online Banking.

Enroll

Mobile Banking

Access your UFCU accounts whenever, wherever you are.

Enroll for UFCU mobile banking or download our app to access your account balances, view your account history, and make secure mobile deposits.

Learn More

Download the App

iOS^®

Android™

In-Person Services

At one of our conveniently located branches, you can get help from a friendly UFCU expert anytime.

Stop by any branch at your convenience for assistance in our lobby or drive-thru, or minimize your wait time by making an appointment in advance. We’re happy to help with anything along your financial health journey.

Learn More

Make an Appointment

Phone Services

Don’t have access to the Internet? Not to worry. With Self-Service Phone Banking, you can still check balances, verify deposits, make loan payments, and more.

Most everyday financial transactions can be performed over the phone. If you require more help, Member Services is available by phone during business hours. Shorten your call by getting a permanent, personal phone verification code.

Create your Phone Verification Code today.

Learn more

Digital Payment Solutions

Simplify the way you shop.

UFCU offers several easy and secure digital payment solutions. Choose from Apple Pay^®, Google Pay™, Samsung Pay™, PayPal™, VISA^®, and more.

Learn More

Account Alerts

Stay on top of spending and keep your accounts secure.

Sign up for UFCU account alerts to get regular account summary information and stay up-to-date on account, card, and loan information. Account alerts are free, and setting them up couldn’t be simpler. You provide your contact information. You define the criteria that trigger an alert, like an account balance change or deposit/withdrawal notification. You stay informed.

We also offer VISA Purchase Alerts. These alerts give you real-time information regarding activity on your Visa debit and credit card.

Learn more

Direct Deposit

Skip the hassle of depositing paychecks and access your earnings instantly in your UFCU account — no trip to the bank required.

Direct deposit is easy, secure, and free to our Members. Sign up with your account number and UFCU’s routing number (314977405).

Direct Deposit forms

Wire Transfers

We make sending and receiving money quick and painless. Outgoing transfers requested before 2:30 PM, and incoming transfers received before 4 PM, will be processed the same day.

Transfer funds to or from anyone:

Outgoing domestic transfers: $20
All incoming transfers: $0

Note: UFCU no longer offers outgoing international transfers.

Send Funds

To submit an outgoing domestic wire request:

Verify your identity by answering security questions
Complete and fill out the wire request form
Create a digital signature and sign the form

Start the process now

Send Funds

Savings Bonds

Ready to cash in your Series EE/E Federal Savings Bond? University Federal Credit Union will redeem it for you at no cost.

Savings Bonds are sold through the US Department of the Treasury and can be redeemed at UFCU in accordance with federal regulations, as long as all identification requirements are met.

Purchase Savings Bonds Online

TreasuryDirect

Money Market Bonus Dividend Rate

Earn an additional .05% APY on your Money Market account (on top of the standard rate) by performing at least 10 checking transactions* each month. Bonus Dividend Rate is earned on the first $10,000 in Money Market Share Deposits.

Qualifying^* checking account transactions include:

Using your debit card to make purchases
Performing UFCU Bill Pay transactions
Direct depositing your payroll check
Writing a check
Make a deposit
Transferring to and from your accounts
Paying your bills
Making deposits or withdrawals at ATMs

Money Market Accounts

APY = Annual Percentage Yield; rates subject to change.
* Checking account transactions that do not qualify for the UFCU Money Market Bonus Dividend rate are; fees, posted dividends, or returned items.

Tax Preparation

Save up $15 on TurboTax^®.

Receive $25 off in-office tax preparation services or Tax Identity Shield^® for free with H&R Block.

Learn more

Credit Union Members Save More

Get exclusive discounts on new car purchases, mobile phone bills, shopping and more.

Love My Credit Union

Auto Loans

Whether you’re purchasing new or used or looking to refinance a vehicle, UFCU offers the same low rates and flexible terms.

You can apply online or give us a call at (512) 498-CARS (2277).

Already have a loan and need to know your pay-off amount? Contact member services.

Learn More

Apply Online

Give us a call

(512) 498-CARS (2277)

Extended Warranty

An Extended Warranty, also known as Major Mechanical Protection (MMP), protects your vehicle against the cost of unexpected repairs.

Benefits include 24-hour roadside assistance, rental vehicle assistance, $0 deductibles, and the choice of any licensed repair facility nationwide.

Learn More

Get a Quote

Guaranteed Asset Protection (GAP)

GAP Advantage can pay up to the remaining balance of your auto loan after an insurance payout, protecting you from a financial loss.

GAP Advantage protects you and your vehicle investment from significant financial loss if your vehicle is lost or stolen. GAP Advantage assists you even further by giving you up to $2,500 toward a replacement vehicle if you choose to finance it with UFCU.

Learn More

Get a Quote

Debt Cancellation

When life takes an unexpected turn, Debt Cancellation can assist with financial stability and help protect your credit rating.

Cancel your auto loan payment without penalty or added interest in the event of disability, involuntary unemployment, or other sudden changes.

Learn More

Call us for a free quote

(512) 498-CARS (2277)

Get Paid Early

Receive your paycheck up to two days early* when you direct deposit your UT paycheck to your UFCU account.

*Up to two days prior to UT’s official payday

UFCU is now receiving payroll files electronically. Deposits will typically be posted by 1:30 PM, up to two days early.