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Member Services

Our Members Deserve the Best

At University Federal Credit Union, we pride ourselves on our relationships with our members. Take advantage of unmatched benefits and services designed to give you the most personal, rewarding banking experience.

Online Banking

Take advantage of free and convenient 24/7 access to all of your UFCU accounts.

Manage your accounts, transfer money, download statements, pay bills, and more.

Learn more about Online Banking or the latest Online Banking Upgrade.

Log in

Mobile Banking

Access University Federal Credit Union and view your account balances whenever, wherever you are.

Register for UFCU mobile banking or download our iOS or Android app to access your account balances, view your account history and make secure mobile deposits.

Learn more

Download the App


iPhone
iPad
Android Phones
Android Tablets

Phone Banking

Don’t have access to the Internet? Call your to-do list done with our free, automated phone banking services.

Check balances, verify deposits, make loan payments, and more—most everyday financial transactions can be performed over the phone.

Learn more

Digital Payment Solutions™

Simplify the way you shop. UFCU offers three easy and secure digital payment solutions. Now you can enjoy all the benefits of your UFCU VISA® credit or debit card, along with the convenience of paying online, from your smart device, or even with the touch of your finger at thousands of participating stores and apps.

Choose from Apple Pay™, PayPal™, or Visa Checkout. Make sure your device is eligible and your apps and operating systems are up to date. Then register your UFCU card with your preferred vendor. For your security, you might be asked to call a UFCU representative for account verification to complete enrollment for these services.

Apple Pay
PayPal

Account Alerts

Stay on top of spending and keep your accounts secure.

Sign up for UFCU Account alerts or register your VISA® debit card for Visa Purchase Alerts. These are free services that couldn’t be simpler: You provide your contact information. You define the criteria that triggers an alert. You stay informed.

Learn more

Direct Deposit

Skip the hassle of depositing paychecks and access your earnings instantly in your UFCU account—no trip to the bank required.

Direct deposit is easy, secure and free to our members. Sign up with your account number and UFCU’s routing number (314977405).

Direct Deposit forms

Wire Transfers

We make sending and receiving money quick and painless. Outgoing transfers requested before 1:30 PM CST, and incoming transfers received before 3 PM CST, will be processed the same day.

Transfer funds to or from anyone:

  • Outgoing domestic transfers: $12
  • All incoming transfers: $3

Note: UFCU no longer offers outgoing international transfers. We recommend Western Union® Online FX as an efficient, cost-effective solution.

Domestic Wires

Send Funds

International Wires

Visit Western Union

Savings Bonds

Ready to cash in your Series EE/E Federal Savings Bond? University Federal Credit Union will redeem it for you at no cost.

Savings Bonds are sold through the U.S. Department of the Treasury and can be redeemed at UFCU in accordance with federal regulations, as long as all identification requirements are met.

Purchase Savings Bonds Online


TreasuryDirect

Money Market Membership Rewards

Earn an additional .20% APY on your Money Market account (on top of the standard rate) by performing at least 10 checking transactions* each month.

Qualifying checking account transactions include:

  • Using your debit card to make purchases
  • Performing UFCU Bill Pay transactions
  • Direct depositing your payroll check
  • Writing a check
  • Make a deposit
  • Transferring to and from your accounts
  • Paying your bills
  • Making deposits or withdrawals at ATMs

APY = Annual Percentage Yield; rates subject to change.

* Checking account transactions not included in UFCU᾿s Membership Rewards program are fees, posted dividends or returned items.

Money Market Accounts

Tax Preparation

Save up $15 on TurboTax®.

Learn more

Credit Union Members Save More

 

Get exclusive discounts on new car purchases, mobile phone bills, shopping and more.

Love My Credit Union

Save on Sweets

 

Get 10% off your order at Hey Cupcake! when you shop online and use promo code UFCU.

Hey Cupcake!

Auto Loans

Whether you’re purchasing new or used or looking to refinance a vehicle, University Federal Credit Union offers the same low rates and flexible terms.

You can apply online or give us a call at (512) 498-CARS (2277).

Already have a loan and need to know your pay-off amount? Contact member services.

Learn more
Apply online

Give us a call

(512) 498-CARS (2277)

Extended Warranty

An Extended Warranty, also known as Mechanical Breakdown Protection (MBP), offers full coverage above and beyond the original manufacturer’s warranty.

Benefits include 24-hour roadside assistance, rental vehicle assistance, $0 deductibles, and the choice of any licensed repair facility nationwide.

Learn more
Get a Quote

Guaranteed Asset Protection

Close the “gap” in coverage left by your primary car insurance to avoid financial hardship and protect your credit.

GAP protects you, your investment and your credit from significant financial loss if your vehicle is lost or stolen.

Learn more
Get a Quote

Debt Protection

When life takes an unexpected turn, Debt Protection can help relieve financial stress and protect your credit.

Suspend your auto loan payment without penalty or added interest in the event of disability, hospitalization and other sudden changes.

Learn more
Get a Quote

Get Paid Early

Receive your paycheck two days early when you direct deposit your UT paycheck to your UFCU account.

Posting Dates

UT Official Pay Date UFCU Posting Date
Tuesday 1/3/2017 Sunday 1/1/2017
Wednesday 2/1/2017 Monday 1/30/2017
Wednesday 3/1/2017 Monday 2/27/2017
Monday 4/3/2017 Saturday 4/1/2017
Monday 5/1/2017 Saturday 4/29/2017
Thursday 6/1/2017 Tuesday 5/30/2017
Monday 7/3/2017 Saturday 7/1/2017
Tuesday 8/1/2017 Sunday 7/30/2017
Friday 9/1/2017 Wednesday 8/30/2017
Monday 10/2/2017 Saturday 9/30/2017
Wednesday 11/1/2017 Monday 10/30/2017
Friday 12/1/2017 Wednesday 11/29/2017
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