Teen Checking
Money Management 101
A tailored hassle-free checking account to teach financial responsibility and empower Members 13-17.
Contact us, or stop by any location to open an account.
Age Requirement
13-17 years old*
Amount to Open
$0
Courtesy Pay
Up to $400
ATM Daily Cash Limit†
$500
Debit Card Daily Point of Sale Limit†
$2,000
Fee-Based Services:
Custom checks
Money orders
Cashier’s checks
Free access to your funds:
Download the UFCU App
Access UFCU wherever you are and make quick, easy deposits with mobile banking.
Get Carded
Get your instant-issue VISA® Debit card when you open your account and begin using it immediately at ATMs and everywhere Visa is accepted. Easily track your card activity within Online Banking or Mobile Banking.
Stay Covered for the Unexpected
We offer a few different options to help if your account lacks sufficient funds to cover a transaction. You can manage your account with added peace of mind through our available Overdraft Service options, including:
- Overdraft Protection Transfer
- Line of Credit
- Courtesy Pay
Dividends are calculated daily and paid monthly on balances up to $500.
Dividends are based on University Federal's earnings at the end of a dividend period and cannot be guaranteed.
Fees could reduce earnings on account.
APY = Annual Percentage Yield
* One teen account per social security number. Account automatically converts to Free Checking on the account holder’s 18th birthday.
† Limits subject to change.