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Mortgage Loan Officer
Financial Advisor CUSO Financial Services, L.P.* at UFCU
* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.
CFS does not provide tax or legal advice. For such guidance, please consult a tax and/or legal advisor.
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
I have worked in the financial industry since 2008 and began my career with UFCU in 2015. I’ve enjoyed assisting people through every stage of the credit journey, from getting and understanding that first credit card to navigating the sometimes stressful process of buying a vehicle. And now, since 2018, I’ve had the pleasure of helping our Members achieve the dream of home ownership! My mission is to give Members peace of mind. I want them to know I am with them every step of the way.
I was born in Galveston and raised in Houston. I’ve lived in the Austin area since 2006 and love spending time with my wife and our three children. I look forward to helping you, your friends, and your families with the loan program that meets your unique mortgage needs.
—If he’s not watching the market, he’s probably deep into the numbers with one of his fantasy sports teams.
Check the background of this investment professional on FINRA’s BrokerCheck.
Michael loves baseball. A lifelong Texas Rangers fan, he is used to big wins — and big losses. What he’s come to understand about baseball is that, much like investing, it’s all about being in the right position to succeed. Perhaps that’s why Michael is so passionate about his clients’ successes.
In 2014 he was recruited away from a position in banking to join the UFCU Investment ServicesTM team, available through CFS,* where his tremendous tenacity has been a welcome addition. He prides himself on his results-oriented approach and pragmatic style of helping clients make smart choices with their assets. When asked why he made the switch to this line of work, he replied “because no two days are the same, and the decisions I help people make are the kind that actually make a difference in people’s lives.”
Michael is an Austin transplant by way of McAllen, TX, but has called our town home for nearly seven years. He is married and has a very precocious daughter that keeps him busy. When he’s not at work, he enjoys spending time with his family, watching the Rangers and the Dallas Cowboys, and diving deep into his fantasy sports teams.
Who is your favorite superhero? “Batman! Because Batman has great toys and an awesome house. Who doesn’t love that?”
What is your favorite holiday? “Thanksgiving – family, food, and football!”
What is your favorite quote or saying?
“My favorite quote is the one our President, Tony Budet, often references: Relationships are all there is.”
UFCU members can participate in the National Shared Branch Network, enabling you to transact UFCU business at hundreds of locations throughout the country. Learn more about the National Shared Branch Network, and where to find a location near you.
Important Note: ATMs at shared branch locations are not fee-free. To locate fee-free non-UFCU ATMs, please visit the ATM Alliance.
Wherever you are, UFCU membership means free access to many ATMs across Central Texas and Galveston County.