No-Nonsense Banking

“UFCU is a partner I can trust.”

Member Jennifer S Member Since 1998 Services Checking, Money Market, Auto Loan, Business Checking, Teen Checking

Turning Passion into Business

“UFCU helped me buy a business that is a huge part of Austin culture. I am so grateful.”

Member Ben S Member Since 2008 Services Checking, Credit Card, Business Checking

Building Community and Finding Success

“It's like I have a personal banker with me in my purse at all times.”

Member Jessie B Member Since 2011 Services Business Checking, Auto Loan, Free Checking, Credit Cards

A Difference in Service

“When I work with UFCU, I get what I need quickly and easily.”

Member Jordan J Member Since 2000 Services Free Checking, Business Checking, Auto Loan, Vehicle Insurance

Camaraderie

“I’m excited to go to work every day at UFCU. There are so many great things I can say about being part of UFCU, but the best is the feeling of camaraderie.”

Employee Rohan K Employee Since 2005 Title Mortgage Loan Officer

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Our most popular accounts

Free Checking

When We Say Free, We Really Mean It

$25 to open
$0 monthly fee

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

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Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

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Most Popular Savings

Flexible Terms & Unmatched Service

Find a rate that matches your budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

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Dan shows off his new car

"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

Make Your Move with Us!

Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

Learn more

Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

Austin Business Journal No 1 Mortgage Lender

Complete coverage. Unbiased service.

Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

What do you need to insure?

Auto, boat, motorcycle, or RV
Home (owned or rented) or investment property
Wedding or travel to Mexico
Owner-occupied real estate
Commercial Auto
Commercial Property
Worker’s Compensation
General Liability
Antique Auto

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Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!

Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

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Plan Your Retirement

At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

401(k) Rollovers^
Traditional and Roth IRAs
Long Term Care
Mutual Funds
Annuities
Term Life Insurance

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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

Neighborhood Longhorns (Feature Block 1)

Hook ‘em on Education

UFCU had the honor of presenting a Texas-sized donation to the Neighborhood Longhorns on the field at the Texas vs Kansas game. It is a privilege to support an organization that promotes strong academic achievement in the Austin area.

We listen. We help. That’s our policy.

Why not get your insurance coverage from your credit union? UFCU has you covered.

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We Empower our members

Upcoming UFCU Events

Dec 04 Dec 04 Estate Planning Basics
Brodie Financial Center
Dec 07 Dec 07 Shred Day
N Guadalupe Financial Center
Jan 16 Jan 16 Home Buying
University Financial Center

See all events

Skip the Dealership

Together with UFCU, Carvana can help you buy online and get the car you want, when you want it, how you want it.

Learn More at Carvana.com/UFCU

2019 Visa Superbowl promo (content block)

You Could Step on the Field at Super Bowl LIV!

Pay with your UFCU VISA^® card for a chance to win.

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No purchase or obligation necessary to enter or win the VISA 2019 NFL Sweepstakes. Read the official rules.

Are You Living Paycheck to Paycheck?

Many workers, even those with high earnings, say they live paycheck to paycheck. If that includes you, here are three tips to help you stretch your dollars further and stop the cycle.

Learn More

How can we help?

How can we help?

No-Nonsense Banking

Turning Passion into Business

Building Community and Finding Success

A Difference in Service

Camaraderie