Feeling Connected

“I appreciate the fact that UFCU is local, and when I go in, I feel like I’m part of something.”

Member Tim P Member Since 2014 Services Checking, Credit Card, Motorcycle LoanRepresentative Ronald M & Russell S

Education, Connection, and Community

“Perhaps like UFCU, I have been successful at helping other people thrive. We help people find education, jobs, scholarships, opportunities.”

Name Nora C Member Since 1968 Services Free Checking, Savings, Auto Loan, Credit Card

Playing and Winning in His Community

“UFCU helped me with my first credit card, first loan, first car, first home, and my first business. They’ve stood by me since I was a nervous kid entering college and they’re still standing by me today.”

Member Jonathan G Member Since 1998 Services Free Checking, Mortgage Services, Credit Card

Doing What Makes Sense for Life

“UFCU was so helpful with our auto loan. With a brand new baby, our new car has been a lifesaver. And UFCU has been wonderful. Easy and wonderful.”

Member Cassandra P Member Since 2017 Services Free Checking, Auto Loan, Vehicle Insurance

UFCU Cares

“I’ve been an employee since 2013 and a Member since I was in the third grade! I will be a Member for life.”

Employee Timothy D Employee Since 2013 Title Product/Channel Analyst

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Our most popular accounts

Free Checking

When We Say Free, We Really Mean It

$25 to open
$0 monthly fee

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

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Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

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Most Popular Savings

Flexible Terms & Unmatched Service

Educate yourself with Wheels 101

Our goal is to help you buy wisely and save money. UFCU's Wheels 101 Buyer's Guide will help you learn more about the car buying and financing process.

Find a rate that matches your budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

Apply Now

Dan shows off his new car

"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

Make Your Move with Us!

Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

Learn more

Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

Austin Business Journal No 1 Mortgage Lender

Complete coverage. Unbiased service.

Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

What do you need to insure?

Auto, boat, motorcycle, or RV
Home (owned or rented) or investment property
Wedding or travel to Mexico
Owner-occupied real estate
Commercial Auto
Commercial Property
Worker’s Compensation
General Liability
Antique Auto

Learn More

Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!

Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

Get a Free Quote

Plan Your Retirement

At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

401(k) Rollovers^
Traditional and Roth IRAs
Long Term Care
Mutual Funds
Annuities
Term Life Insurance

Learn more

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

DO Good: FB 1: Tour of Cardinal Point Apts

Community Strong

UFCU abides by the principle that credit unions should work for the sustainable development of our communities. That’s why our DO GOOD program supports our employees in their volunteerism and philanthropy.

Photo: UFCU employees tour Cardinal Point Apartments, one of 23 affordable housing communities operated by Foundation Communities.

Rates Designed to Reach Goals

Whatever you’re saving for, our short- and long-term Certificates will earn you more for your money. Take advantage of rising interest rates and get a 24-month CD for 2.55% APY.

Rates, Calculators, and More

We Empower our members

Upcoming UFCU Events

Jan 23 Jan 23 Retire on Purpose
Steck Financial Center
Jan 29 Jan 29 Retirement Income Planning
N Guadalupe Financial Center
Feb 07 Feb 07 Home Buying
UFCU Plaza Event Center

See all events

Save up to $15 on TurboTax^®

File your taxes the smarter way and save! TurboTax offers UFCU Members a discount of up to $15.

Get Started and Save

Skip the Dealership

Let UFCU and Carvana help you buy the car you want online — when you want it, how you want it.

Apply now to see what you qualify for, or learn more at Carvana.com/UFCU.

Four Steps to Avoid the Payday Loan Trap

If ever you find yourself in a difficult financial situation, you might be tempted to take out a payday loan. But this is most likely not your best option. Consider these four tips to avoid the payday loan trap.

How can we help?

How can we help?

Feeling Connected

Education, Connection, and Community

Playing and Winning in His Community

Doing What Makes Sense for Life

UFCU Cares