Where Life Meets Opportunity

You’re thinking of buying a new home – we’re here to make it a reality. At UFCU, we’ve been helping Central Texans make dream-come true financial decisions for more than 80 years. We offer mortgage solutions that put home ownership in reach:

  • Experience a home loan prequalification process made easy. Show the seller that you’re serious about purchasing the home, prepared with the financing you need. Find out what you qualify for by phone, in-person, online, or via our mobile app at no charge.

  • Collaborate with an advisor on your side. Explore your options and learn what’s right for you, whether it’s buying new or refinancing to build equity or reduce your monthly payments.

  • Simplify your home-buying process using our Mortgage Services app. Calculate and compare different payment options, monitor the status of your loan, access your lending and real estate contacts, and more.

Whatever your Austin home dreams are, we’re here to bring them to life.

Apply Today

Here’s What You’ll Need to Apply

Your application process will be even quicker and easier if you gather the following information before you dive in:

  • Your social security number
  • Your contact and employment information
  • Best estimates of your income, assets, and liabilities

After you submit your completed application, we’ll be in touch to help you with the finer points:

  • Guidance through the loan process
  • Help choosing the best program and interest rate for you
  • Packaging your complete loan application

Note: UFCU provides loans for properties in Texas only.

Patrick enjoys sitting in a porch swing at his UFCU financed home.

“We couldn’t be happier with the UFCU mortgage process.”

Patrick T
Member Since 2015
Equal Housing Lender