Understand End-of-Year Deposit Delays

Are you expecting a direct deposit to your account soon? Be aware that New Year’s Day will impact our ability to process certain deposits. This will particularly affect Members who benefit from our early direct deposit perk. If you are used to receiving your first-of-month paycheck before the new year, you can expect it to be posted on the morning of January 1, 2026.

Here’s what you need to know:

• Rest assured that your direct deposit will be posted as soon as possible.

  Please do not call Member Services. Instead, rely on Online Banking, the Mobile app, and Phone Banking to stay up to date on which transactions have posted to your account.

• Be aware of holiday closures.

  Official holidays can mean a day off for every financial institution, including UFCU. Plan and take care of your banking before the holiday festivities begin. Be sure to know when UFCU is closed for the holidays.