When More of Us Do Well, We All Do Better

Our Vision: A Financially Healthy Community

Our Mission: To advance opportunities for quality education, employment, and housing.

Every day at UFCU, we work to make our vision a reality. In our branches, on the phone, and through our online channels, we work with Members to make sure they have the tools and guidance they need to achieve their dreams. Our community and business partnerships advance opportunities for Members and neighbors to earn degrees and certificates, build promising careers, and afford homes of their own. We are all better off when financial health is in reach… because when more of us do well, we all do better.

Learn more about our story and our values.

We believe three components determine the financial health of a community:

Access to quality education and training

Opportunities for employment and career growth

Housing that’s stable and affordable

Education: Learning More Means Earning More

For 85 years we have partnered with higher education institutions across Texas, starting with our founders at UT. Higher learning is central to who we are and how we support our community. If you’re interested in learning, we’re here to help put that certificate or degree within reach. While a solid financial footing does not look the same for everyone, certain standards of financial wellness are consistent—spending, saving, borrowing, and planning. These pillars of financial health drive our programs, products, and services because they enable us to take control of the future.


Employment: Good Jobs Create Paths to Prosperity

A good job and promising career prospects open doors to new levels of financial health. We’re committed to supporting organizations like Austin Community College and Goodwill of Central Texas that empower more people to get the skills and certifications they need to advance in promising careers. We offer counseling, products, and programs to help you get to work without breaking your budget, and guidance for saving money and planning the right next steps for you.

Housing: A Home Secures the Future

We’re here to make it possible for every person in our community to realize the financial stability and security that comes with having a home. As a top mortgage lender in Central Texas, we’ve helped thousands of individuals and families afford a home of their own with mortgage loans that are right for them. We’re also proud to work alongside organizations that make housing more affordable and accessible for renters, such as Habitat for Humanity and Foundation Communities.