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Home insurance is a necessity for any home with a mortgage. But just as every home is unique, insurance policies are not one-size-fits-all. How can you make sure that your policy includes what you’ll need to protect the people, property, and possessions you care about? You’ve got to read the policy or get a licensed insurance agent to. Here are some recommendations to help you understand your policy better.
Understand these common industry-related terms that you’ll likely see in your policy:
The time to acquaint yourself with your policy is now — before you need it. No one plans on experiencing damage to their home or facing a liability lawsuit.
Luckily, you’re not alone. UFCU’s wholly owned subsidiary, UFCU Insurance Services®, can review your homeowners policy and suggest areas to supplement or safely reduce coverage. They can also help you find a policy that balances main and additional coverages within your budget. They’re available for a quick call whenever you make a large purchase or remodel that could change your coverage needs.
It’s a good idea to review your policy regularly — your financial health may depend on it.
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