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Setting aside extra money sounds great, but where does the extra money come from? There are always bills to cover, costs are going up, and time is tight. It can seem impossible to save up. If you feel this way, you’re not alone. Around half of Americans don’t have enough money on hand to cover a $400 emergency.
The truth is, saving may require you to adjust some of your habits. The first good habit to adopt is this promise to yourself: “I set aside some money each month or each paycheck.” Then back up that commitment with action. We suggest these painless ways to begin a cash-stashing routine.
Once you start saving, don’t forget about it—monitor it. Watching your savings grow can give you peace of mind and motivation to save more. Don’t give up if you experience a setback—readjust your budget and try to make it up next month.
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