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Buy & Own a Home

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Get Homegrown Wisdom Before Buying Your First Home

Father and son research homes for sale.

Maybe your parents were right…

You know those moments—the ones when you realize that your parents were right? Make them work in your favor when you’re considering buying your first home.

It’s a big decision, but it doesn’t have to be overwhelming. Chances are, Mom and Dad remember what it was like—and they have some wisdom to share.

How to start the conversation? Try a few simple questions, like:

  • How did you save money for the down payment on your first home?
  • How did you know you were ready to buy your first home?
  • What motivated you to buy your first home?

And while you're at it, why not remind them of that promotion you earned at work or the birthday you have coming up? Gifts are a great source of funds for a down payment, and who knows—maybe Great-Great Uncle Otis left you a little cash, and they've been hanging onto it until the right moment.

Build wealth through your home.

When you’re ready, call us at (512) 997-HOME (4663) or (800) 476-8409 for a free mortgage consultation, and we’ll talk you through how buying a home can be a really big move to building your personal wealth.

You can also apply online now if you’re ready to get the ball rolling.

You are a member of our family.

As a UFCU Member, you’re part of our extended family. We can’t wait to help you make your first home-buying experience something to share with your future generations.