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UFCU will be closed Mon, Jan 21, 2019 in observance of Martin Luther King, Jr Day. Read more
Student loans are a sad reality for many college graduates. For those who go on to enter the workforce, starting salaries might be insufficient to pay back student loans within a reasonable timeframe.
There are many federal programs to help manage your student loans (including PAYE, REPAYE, Income-Based Repayment (IBR) plans, and Income Contingent Repayment (ICR) plans). This article will walk you through the nuts and bolts of IBR. And to get you started, we’re providing a list of questions you might consider as you begin your research or consult an advisor about whether IBR is right for you.
IBR is just one of several income-driven repayment plans. Do your homework, and consult with a professional who understands your personal situation before you make any final decision about repayment plans.
1 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. ( OR “The credit union”) has contracted with CFS to make non-deposit investment products and services available to credit union members. CFS does not provide tax or legal advice. For such guidance, please consult a qualified tax and/or legal advisor.