UFCU Helped Me Start Over

Everybody at UFCU is very positive and uplifting. They always have a smile on their faces, and it just makes my day whenever I come in.

When I was in high school, I worked at the University of Texas Medical Branch (UTMB) as a part of neighborhood youth program for lower-income neighborhoods. After graduating, I got into the US Navy and went to Vietnam. When I came back to Galveston in 1981, I had to start over. It was one of the hardest times in my life.

I returned to UTMB and became a campus policeman to get back on my feet. I went to work faithfully and wanted to establish myself financially. I had heard about credit unions and tried to join one, but I couldn’t because I didn’t have credit.

Larry speaks to a UFCU representativeThen, I came into UFCU one day. I talked to the manager, Jill, and told her that the other credit union hadn’t given me a membership because I didn’t have credit. At the time, I wanted to buy a used car for my wife and me. Jill helped me become a UFCU Member and get an auto loan.

Since then, UFCU has taken care of my family and me through a lot. After Hurricane Ike, UFCU gave me a few months’ break from car payments while we were recovering. Now that I’m retired, I watch my four grandchildren so my kids can go back to school and have a better life than I did. I’m still raising two girls, and I brought one of them to UFCU when she needed to purchase a car.

I’ve been so happy with everything here at UFCU, I used to cook BBQ for everybody at my local branch every year. The people at UFCU are such huge assets, and I have nothing but admiration for them. These are some good folks.

Member Larry P
Member since 1994
Services Checking, Auto Loan, Personal Loan


The testimonials provided on this video are from actual Members of UFCU. Their experiences and opinions are their own and may not reflect the typical experience of all members. Individual results may vary based on various factors, including personal financial situations and creditworthiness. UFCU does not guarantee specific outcomes or benefits based on member testimonials. For more information about our services and terms, contact us or visit UFCU.org.