it all starts with u

Drive your future with an auto loan rate as low as 4.99% APR1.

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Your Home. Your Future.
Let our local experts help you find the right mortgage for you and your unique situation.
Pay Smarter, Not Harder
Enjoy the convenience of paying online or from your smart device when you add your card to a Digital Wallet.

Rates With U in Mind

*Rates and terms subject to change.

24 Month
3.80% APY
1 to 48 Months
4.99% APR
as low as
9.49% APR

Personal Loans

Get the Funds U Need

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Home Loans

Open the Door to Possibility with a Home Equity Loan

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Financial Success at Any Age

Help your teen practice managing their money in a safe setting with a Teen Checking Account. $0 to open, no monthly service fee, and the empowering feeling of having money of their own.

Begin Their Journey

Your Card. Your Choice.

Enjoy all the benefits of a UFCU Checking with a debit card that shows off your school spirit.

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Open a Free Checking Account

When you open an account at UFCU, you become a Member — not just another account number.

Your Account Awaits

Advice U Can Trust

We’re here with tips to empower you to make informed financial decisions at every step.

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Stay Ready, Whatever the Forecast

From emergency kits to insurance claims, UFCU’s Hurricane Preparedness Guide covers everything you need to know to weather the storm. And when it comes to protecting your home and property, UFCU’s preferred insurance provider, Inszone Insurance Services, is here to help you find the right coverage.

Read the Hurricane Guide | Get Protected with Inszone

Transfer Options

We have a variety of online money transfer services, including Zelle®, Non-Member and Member transfers, and free online Bill Pay.

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One Year of Bringing Banking to U

In just 12 months and 5,800 miles, our Mobile Branch has made 90 stops, opened 110 accounts, and connected with over 15,000 people! We’re proud to bring banking directly to our communities.

See Where We’re Headed

Free Debt Counseling

Through our partnership with Greenpath, Members have access to free credit and debt counseling to help ease financial stress.

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Upcoming Events

Mobile Branch Schedule

1 APR = Annual Percentage Rate. Subject to credit eligibility. Certain restrictions apply. Rates subject to change.