Homes Make Communities

Imagine a community where everyone can afford a home of their own. We work with organizations that focus on housing to make that happen. When you can rest your head at night in a home of your own, that peace of mind contributes to a richer community.

Spreading Inspiration and Homeownership

“Growing up in a Habitat house instilled in me a strong sense of community; Today I am proud to work for an organization that understands that homes make communities. Together, we’re working to help make sure everyone has a place to call home.”

A Voice for the Hispanic Community

“As a financial institution committed to supporting both cultural diversity and financial health, UFCU has been able to fill a void for a population that often gets a no.”

Never Miss a Message

If you’ve moved or changed your phone number or email address, please take a moment to update your contact information. Keeping in touch is an important part of providing the best service to you that we can.

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Empowering Latinos through Example

“I love working for an organization like UFCU that shares my core value of community, and gives me the space and encouragement to give back to the Hispanic community.”

Our Most Popular Accounts

Free Checking

When We Say Free, We Mean It

$25 to open
$0 monthly fee

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Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

Open Account

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Earn Dividends & More

Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

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Most Popular Savings

Vision for a Clearer Financial Future

Whether you’re checking up on your 401(k), looking for a tax-efficient investment account, or interested in a higher return than your savings account, our experienced CFS* advisors can help.

Discover Your Options Today

^*Non-deposit investment products and services offered through CFS (Member FINRA/SIPC)

Smart Investments

Rates as Low as 3.49%

Low Rates for New Wheels

Low rates put you on the fast track to purchasing the car that’s right for you. Our rates are competitive across the board. Plus, some terms qualify for rate discounts.

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Make Your Move with Us!

Currently renting, looking for your first home, or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First-Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

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Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

An Option for Every Need

Mobile Banking

Manage your money on the go. Download the app to check balances, transfer funds, make deposits, manage your cards, and more.

Download the App

Online Banking

Call it done from your desktop. Enroll in Online Banking to manage your accounts, transfer money, pay bills, and more.

Enroll Now

You Choose

Choose what fits your lifestyle. Use our Quick Service Guide to learn your best bets for every transaction.

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Michael Crowl (fb1)

Meet UFCU’s Next CEO and President

The UFCU board of directors is pleased to announce the selection of Michael Crowl as the next Chief Executive Officer (CEO) and President of UFCU. As the newly appointed CEO Michael Crowl has shared, "We're going to continue to do great things as an organization, empowering every person in achieving their financial goals and dreams, and I am beyond honored to have this opportunity.”

Read the News

Keep Up with Life’s Changes

Get a free review from the UFCU Insurance Services^® team. Our independent agents are committed to helping you find just the right insurance company and policy for your needs.

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We Empower Our Members

Upcoming UFCU Events

Oct 05 Oct 05 Drive Away Happy Webinar
Online Webinar
Oct 08 Oct 08 Shred Day
Goodwill Central Texas Community Center
Oct 13 Oct 13 Getting Your Estate Plan in Order Webinar
Online Webinar

See all events

Guard Against Fraud

Remember: The rule of thumb is to protect your credit and debit cards as if they were cash. You can take simple steps to safeguard yourself from fraudulent activity.

Prioritize My Security

Empower Your Financial Future

On October 20, 2022, UFCU joins more than 56,000 credit unions around the world to celebrate International Credit Union (ICU) Day^®.

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Spin to Win

You could win a $20 UT Co-Op gift card, $100 in cash, or the grand prize of $1,000!

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How can we help?

How can we help?

Homes Make Communities

Spreading Inspiration and Homeownership

A Voice for the Hispanic Community

Never Miss a Message

Empowering Latinos through Example