University Federal Credit Union: Live, Learn, Prosper
UFCU's ABILITY card: Open; Load; Reload.
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<New and used auto loan rates as low as 2.15% APR*
<Apply for a UFCU Credit Card with options: Travel Rewards, Cash Back or Great Rate

What's New

Introducing Mobile Banking's CardKeeper
Now you have the ultimate control over your UFCU Debit and/or ABILITY card(s) anywhere, anytime through Mobile Banking. More

Did You Know?

  • To ensure that your tax refund is deposited correctly, provide UFCU's routing number 314977405 and your account number.
  • You can apply online for a UFCU Auto Loan and receive an instant approval. More
  • Whether you are traveling or out and about running errands, you can access UFCU Everywhere. More
  • You can monitor your account activity by creating Accounts Alerts within UFCU Online Banking. More
  • You can access your account with UFCU Mobile Banking available for iPhone, iPad, iPod touch and Android devices. More

Featured Learning Topics

Breaking News

How to Pay Less Tax Legally and Boost Your Savings More

Managing Investment Risk

Managing Investment Risk
A little planning can make paying for periodic expenses much easier. More

Buying a Home Sold through Short Sale or Foreclosure
These buying options can present unique challenges you should be aware of before deciding to go this route. More

Printed from the UFCU website. Find this page at:

Vehicle and Personal Loans

To apply online for a UFCU Vehicle Loan, Personal Loan, Line of Credit or Credit Card, please log in to UFCU Online Banking and select "Loan Application".


You can still take advantage of our great rates and apply for an auto loan! Proceed with our non-member application now.

Mortgage Loans

For a UFCU Mortgage loan, apply online.

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