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“I’ve been playing blues music professionally for over 30 years, and when I decided to become a business owner, UFCU enabled me to buy a business that is a huge part of Austin culture. I’m now helping to preserve Austin’s authentic music scene, thanks to UFCU.”
Member Ben S
Member Since 2008
Services Checking, Credit Card, Business Checking
Representative Matt F
“Julie was friendly and informed and made me feel like a valued member, which I never experience in a bank. She was fast, responded quickly to every question or issue I had, and made it super easy.”
Member Gloria D
Member Since 2002
Services Checking, Credit Card, Personal Loan
Representative Julia G
“I already had mortgage funding approved from another bank when I found out about UFCU’s terrific rates. Tom kept me in close communication, and UFCU worked its magic in record time, with great customer service the whole way.”
Member Keith G
Member Since 2013
Services Checking, Savings, Mortgage Loan
Representative Tom C
“After attending the Wheels 101 seminar, my new car purchase was the easiest process I’ve ever been through.”
Member Lameka M
Member Since 2012
Services Checking, Auto, Credit Card
Representative Rosalinda N
“UFCU is like family. Their member-focused goals are perfectly aligned with my passion for helping members make quality financial decisions and make their dreams a reality.”
Employee Melissa A
Employee Since 1999
Title Assistant Financial Center Manager
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Our goal is to help you buy wisely and save money. UFCU's Wheels 101 Buyer's Guide will help you learn more about the car buying and financing process.
Buying used? Save time, money and frustration by using UFCU Locate-to-Order. We have access to most vehicles coming off personal lease from the manufacturer.
We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.
"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan
Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the
Your mortgage payment could be the same or lower than your rent.
We have special programs just for you.
We can help with your plans for a bigger home.
UFCU Real Estate ServicesNMLS ID #441215
Need to expand your services? Open a new franchise? Move to a bigger location? We can help you make it happen. As the only Austin-based credit union participating in the Small Business Association's Preferred Lending Program (PLP), we offer smooth, quick approval processes for SBA loans.
Photo: Local business owner expands her presence thanks, in part, to financing by UFCU.
At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.
^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.
University Federal Credit Union is a member-owned, not-for-profit cooperative offering fair and honest products and outstanding customer service across Central Texas and Galveston. We’re proud to be Austin’s largest locally owned financial institution.
See if you qualify to become a member
Photo Khloe models her winning design for the UFCU sponsored Dell Children's Medical Center Art Therapy department's t-shirt contest.
Whether you’re purchasing or refinancing a vehicle, UFCU offers the same low rates and flexible terms.
Find out more
UFCU Plaza Event Center
Steck Financial Center
UFCU offers you special savings with TurboTax®.
UFCU and other credit unions across the country are working together to improve protections for consumers who are victims of merchant data breaches.
UFCU account tax forms were mailed on January 23, 2015. They are also available via Online Banking.