Proud to be a Trusted Banking Partner
Since 1936, we have been dedicated to providing personalized services, knowledgeable guidance, and the tools and resources to help our Members achieve financial success. We are proud to serve UTHealth Houston with the award-winning service we have become well known for.
By joining UFCU, you're not just opening an account — you're becoming part of a community dedicated to your financial well-being. Open an account today† and experience Member benefits designed with you in mind, including:
- Simply U™ — No NSF fees, no monthly service fees, and instant-issue VISA® Debit Cards and replacements.
- Free Online Banking and Mobile App — Manage your account, transfer money, and pay bills — anytime, anywhere.
- Early Direct Deposit — Get your paycheck up to two days early with Direct Deposit.
- Nationwide Access — Bank at over 5,000 shared branch locations across the country through the National Shared Branch Network.
- Convenient Locations — UTHealth Houston, Galveston, and Victory Lakes branches.
- Fee-Free ATMs —Access to 55,000 ATMs nationwide via the Allpoint network.
- Financial Education — Attend free seminars and events designed to provide expert advice on spending, saving, borrowing, and planning.
- Credit Coach — Free online credit-building tool offering personalized recommendations for your credit health and improvement strategies.
- Loans — Various options including auto, mortgage, credit cards‡, personal, and Paycheck Bridge Loans to cover expenses between starting work and your first paycheck.
- Specialized Investment Services* — Connect with the team at UFCU Investment Services™ for help in reaching your goals.
Contact Us
(512) 467-8080 · (800) 252-8311
Meet with a UFCU representative.
Learn more about Mortgage Services.
Galveston & Coastal Area Loan Officer: Karen Hornby
Discover a Mortgage That Gives U More
From first homes to dream homes, investment properties, and everything in between, our dedicated mortgage loan officers have helped more individuals achieve the dream of homeownership than any other company in Central Texas‡. Looking for a mortgage loan to fit your budget and needs? Let's get started.
Professor, Doctor, Community Hero, and First-Time Home Buyer Loans
Enjoy specialty loans such as Professor, Doctor, Community Hero, and First-Time Home Buyer Loans, with low down payment and no PMI options. Tailored options include adjustable-rate, conventional, VA, and more. Talk with a mortgage loan officer to find the best solution for U.
Seamless Process, From Start to Close
Easily apply, track progress, manage documents, and access contracts through our app designed to simplify your mortgage journey.
Open a Simply U™ Account
When you open an account at UFCU, you become a Member — not just another account number.
Open an Account
Your Path to Financial Success Starts Here
What’s a Credit Union?
Unlike big banks, where profits benefit corporate interests, at UFCU – it’s our Members who call the shots. Your success is our success.
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U Deserve Some Credit
Building a solid credit history shouldn’t be complicated. Our Credit Builder Loans are designed to help you get there, step by step.
Support in Your Corner
Whether you’re saving, spending, or planning for what comes next, we’ve got your back with tools, resources, and events that prioritize your financial success.
* Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA(opens in a new window)/SIPC(opens in a new window)). Insurance products are offered through LPL or its licensed affiliates. UFCU and UFCU Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using UFCU Investment Services, and may also be employees of UFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, UFCU or UFCU Investment Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
† Some restrictions apply
‡ Terms and conditions apply
UFCU is non-discriminatory with respect to whom we serve on all grounds, including but not limited to race, color, religion, creed, gender, gender expression, age, national origin (ancestry), mental or physical disability, marital status, sexual orientation, military status, or political affiliation in any of our activities or operations.